Are you a first home buyer?
Auctions are coming back, there is an increase in the clearance rate compared to several months ago, as more bidders are returning to the auction rooms.
As a first home buyer, you would have invested your time on the weekend for open homes, and doing your due diligence, a pathway to secure your own home.
There have been situations whereby prospective buyers have participated in auctions. However, prior to engaging in auctions, they already had pre-approvals from two different lenders with varying lending limits. This action has significantly boosted the prospective buyer’s chances, thereby being well prepared ahead of the auction day.
1. Every lender has different credit appetite, which is constantly changing.
2. To keep a track of the lenders, and banking world, it can be overwhelming for prospective buyers, hence as a financial adviser we want to assist with your journey and make the buying process smooth.
3. Added benefit of financial advice, to ensure your loan is not only approved, but loan has been structured correctly and suits your financial objective.
Are you ready to bid on your next home?
VERY UGLY
I’m very ugly
So don’t try to convince me that
I am a very beautiful person,
Because at the end of the day
I hate myself in every single way.
And I am not going to lie to myself by
saying there is beauty inside of me that matters.
So rest assured I will remind myself that
I am a worthless, terrible person.
And nothing you say will make me believe
I still deserve love.
Because no matter what, I am not good enough to be loved
And I am in no position to believe that
beauty does exist within me
Whenever I look in the mirror
I always think
Am I as ugly as people say?
Now read Bot->Top
Poll: Have you ever been bullied?
People associate bullying with children in schools, but it can actually stretch beyond childhood to workplaces or neighbourhoods.
This Friday is Pink Shirt Day, which began in Canada in 2007 when two students took a stand against homophobic bullying after a new student was harassed for wearing pink. People across the globe are now encouraged to wear pink on this day to take a stand against bullying and promote inclusivity.
Have you or your whānau ever experienced bullying? Share your thoughts on Pink Shirt Day below.
Type 'Not For Print' if you wish your comments to be excluded from the Conversations column of your local paper.
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80% Yes
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19.6% No
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0.4% Other - I'll share below
Auckland’s Long-term Plan strikes a balance on 10-year investment
Yesterday, we approved our proposed Long-term Plan 2024-2034 – including prioritised investment in transport and water, fairer funding for communities and an Auckland Future Fund.
Find out more details on what this plan includes by clicking on 'Read More'.
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