Are you a first home buyer?
Auctions are coming back, there is an increase in the clearance rate compared to several months ago, as more bidders are returning to the auction rooms.
As a first home buyer, you would have invested your time on the weekend for open homes, and doing your due diligence, a pathway to secure your own home.
There have been situations whereby prospective buyers have participated in auctions. However, prior to engaging in auctions, they already had pre-approvals from two different lenders with varying lending limits. This action has significantly boosted the prospective buyer’s chances, thereby being well prepared ahead of the auction day.
1. Every lender has different credit appetite, which is constantly changing.
2. To keep a track of the lenders, and banking world, it can be overwhelming for prospective buyers, hence as a financial adviser we want to assist with your journey and make the buying process smooth.
3. Added benefit of financial advice, to ensure your loan is not only approved, but loan has been structured correctly and suits your financial objective.
Are you ready to bid on your next home?
Brain Teaser of the Day 🧠✨ Can You Solve It? 🤔💬
How many balls of string does it take to reach the moon?
(Peter from Carterton kindly provided this head-scratcher ... thanks, Peter!)
Do you think you know the answer? Simply 'Like' this post and we'll post the answer in the comments below at 2pm on the day!
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Poll: Are Kiwis allergic to “exuberance”? 🥝
In The Post’s opinion piece on the developments set to open across Aotearoa in 2026, John Coop suggests that, as a nation, we’re “allergic to exuberance.”
We want to know: Are we really allergic to showing our excitement?
Is it time to lean into a more optimistic view of the place we call home? As big projects take shape and new opportunities emerge, perhaps it’s worth asking whether a little more confidence (and enthusiasm!) could do us some good.
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41.9% Yes
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31.7% Maybe?
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26.4% No
Product recalls
I am appalled at the number of product recalls - salmon to snack balls to a huge range of toys. Not good enough manufacturers! Surely products are health and safety checked.
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