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SK Financial Group - Mortgage & Insurance
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**Imagine securing your first home with rock bottom interest rate, and making your personal budgeting for next 12 months a breeze**
Strict criteria does apply:
Income test:
- Last 12 months' income under $95k gross p.a. single applicant or $150k gross p.a. for couple.
Deposit:
- … View more**Imagine securing your first home with rock bottom interest rate, and making your personal budgeting for next 12 months a breeze**
Strict criteria does apply:
Income test:
- Last 12 months' income under $95k gross p.a. single applicant or $150k gross p.a. for couple.
Deposit:
- Minimum 5% deposit
Are you better of with the rock-bottom rate?
Scenario: 1
Borrow: $600,000
Interest rate: 4.89%p.a.
Indicative repayment: $733.00 per week
Scenario 2:
Borrow: $600,000
Interest rate: 6.39%p.a.
Indicative repayment: $863.00 per week
*Above scenario based upon over 80% loan to value interest rate offering in the market for 12 months.
Check-in with us to learn more
📞 0210749825
💻 www.skfg.co.nz......
✉ info@skfg.co.nz
Are you an active home buyer?
Looking to secure your own by Christmas or upgrade to bigger living space?
With the surge in the lending application received by banks, it could be challenging to obtain pre-approval, with some banks only offering pre-approval for their own customers.
Especially,… View moreAre you an active home buyer?
Looking to secure your own by Christmas or upgrade to bigger living space?
With the surge in the lending application received by banks, it could be challenging to obtain pre-approval, with some banks only offering pre-approval for their own customers.
Especially, when you are considering to secure home with less than 20% deposit, the process can be daunting.
At SK Financial Group, we have been able to make home ownership journey possible, with getting the turnaround within the realistic timeframe. You don’t need a pre-approval, yes, you have heard it right!
Our recent client experience has been seamless, ability to give guidance, options, recommendation and financial advice to build confidence.
We offer complimentary 10 minute consultation to help you embark you on this journey.
📧info@skfg.co.nz
📞0210749825
🏡 Dreaming of Homeownership this Christmas?
Make it a Reality with 5% Deposit! 🏡
✅ Own your dream home by end of 2024
✅ Low deposit
✅ Easy, fast approval process
✅ Take advantage affordable interest rates and cash offer
… View more🏡 Dreaming of Homeownership this Christmas?
Make it a Reality with 5% Deposit! 🏡
✅ Own your dream home by end of 2024
✅ Low deposit
✅ Easy, fast approval process
✅ Take advantage affordable interest rates and cash offer
Get in touch with us today! 🏠✨
*Terms and conditions apply.
As you have noticed, banks are dropping rates, and becoming more favourable to first home buyers.
NOW offering - 6.14% p.a. - fixed 1 year
If you have 5% deposit, you could be on the pathway to home ownership.
Keen to maximize this opportunity or uncover more information?
Contact us… View moreAs you have noticed, banks are dropping rates, and becoming more favourable to first home buyers.
NOW offering - 6.14% p.a. - fixed 1 year
If you have 5% deposit, you could be on the pathway to home ownership.
Keen to maximize this opportunity or uncover more information?
Contact us for NO obligation chat.
Use the following link to book the consultation or email us at info@skfg.co.nz
calendly.com...
Talk to us!
Disclaimer: Interest rates are subject to change. This is NOT personalized financial advice. Refer to our website for full disclosure.
If you are thinking of buying your first home but the interest rate is making you think twice?
Don't wait to secure the special offer:
6.55% - 12 months fixed
6.45% - 24 months fixed
$5,000 - cash offer.
… View moreIf you are thinking of buying your first home but the interest rate is making you think twice?
Don't wait to secure the special offer:
6.55% - 12 months fixed
6.45% - 24 months fixed
$5,000 - cash offer.
Check out our mortgage calculator to find out the loan repayments:
skfg.co.nz...
Connect with us if you are interested to find out more.
📞 0210749825
💻 www.skfg.co.nz...
✉ info@skfg.co.nz
Disclaimer: lending terms and conditions apply. Interest rates are subject to change. This is NOT personalized financial advice. Refer to our website for full disclosure.
✨ ✨ SK Financial Group is thrilled to receive an outstanding google review ✨ ✨
Simplifying the path to home ownership by ensuring strong and clear communication right from the start.
If you are looking to secure your next property, refinancing or simply discussing about existing … View more✨ ✨ SK Financial Group is thrilled to receive an outstanding google review ✨ ✨
Simplifying the path to home ownership by ensuring strong and clear communication right from the start.
If you are looking to secure your next property, refinancing or simply discussing about existing mortgages, feel free to connect with us.
📞 0210749825
💻 www.skfg.co.nz...
✉ info@skfg.co.nz
Right now - households are doing it tough, especially when you have mortgage, other key commitments to meet every week.
Mortgage rates are falling, but not falling significantly to keep your mortgage payments to an affordable level.
If you are feeling overwhelmed with debt, and simply want … View moreRight now - households are doing it tough, especially when you have mortgage, other key commitments to meet every week.
Mortgage rates are falling, but not falling significantly to keep your mortgage payments to an affordable level.
If you are feeling overwhelmed with debt, and simply want to find ways to better manage your finances, feel free to connect with us.
👉info@skfg.co.nz
👉09 553 6223
✨ Thrilled to receive 5-Star google review. ✨
At SK Financial Group, we are focused on delivering the best customer service with solutions tailored to your objective.
Borrowing up to 95% of the purchase price is possible.
Some conditions do apply:
1. Owner occupied property.
2. NZ Resident or Citizen.
3. Home loan top is possible.
4. Bank lending criteria apply.
Contact us if any questions.
Auctions are coming back, there is an increase in the clearance rate compared to several months ago, as more bidders are returning to the auction rooms.
As a first home buyer, you would have invested your time on the weekend for open homes, and doing your due diligence, a pathway to secure your… View moreAuctions are coming back, there is an increase in the clearance rate compared to several months ago, as more bidders are returning to the auction rooms.
As a first home buyer, you would have invested your time on the weekend for open homes, and doing your due diligence, a pathway to secure your own home.
There have been situations whereby prospective buyers have participated in auctions. However, prior to engaging in auctions, they already had pre-approvals from two different lenders with varying lending limits. This action has significantly boosted the prospective buyer’s chances, thereby being well prepared ahead of the auction day.
1. Every lender has different credit appetite, which is constantly changing.
2. To keep a track of the lenders, and banking world, it can be overwhelming for prospective buyers, hence as a financial adviser we want to assist with your journey and make the buying process smooth.
3. Added benefit of financial advice, to ensure your loan is not only approved, but loan has been structured correctly and suits your financial objective.
Are you ready to bid on your next home?
Kick start your 2024 with pre-approved housing finance.
Thinking about entering the housing market, and call your place a home, you will need to make the HeadStart now.
In 2023, we had good feedback on securing properties and getting onto the property ladder with a pre-approval.
With the … View moreKick start your 2024 with pre-approved housing finance.
Thinking about entering the housing market, and call your place a home, you will need to make the HeadStart now.
In 2023, we had good feedback on securing properties and getting onto the property ladder with a pre-approval.
With the demand for properties continues, we expect 2024 there would be good opportunities for first home buyers to secure their own.
✅ 5% deposit
✅ Before tax income of $150k (two buyers) or $95k for single buyer in the last 12months.
✅ Be a New Zealand citizen, permanent resident, or a resident visa holder.
If you have met your eligibility criteria to access KiwiSaver and housing grant, this could be used together with your own savings.
Don’t worry - if you don’t have KiwiSaver, you could still use your own savings, as long as it makes up to 5% of the purchase price.
You have worked hard for your deposit, don't miss the opportunity of owning the property because of finance.
Connect with us to assist with your first home ownership.
👉 0210749825
👉 info@skfg.co.nz
Our full disclosure is available on our website - www.skfg.co.nz...
SK Financial Group is keen to assist business customers looking at fulfilling home ownership goals or building their property portfolio!
You don’t need to be trading for 24 months to qualify, there are various options available, let us do the hard work for you while you focus on building your… View moreSK Financial Group is keen to assist business customers looking at fulfilling home ownership goals or building their property portfolio!
You don’t need to be trading for 24 months to qualify, there are various options available, let us do the hard work for you while you focus on building your business!
If you are seeking for pre-approval, we will go through all the relevant steps to get you closer to your financial dream!
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#mortgage #firsthomebuyer #homeownership #property #realestate #financialadvisor #investment #propertyinvestment
On this joyous occasion of Diwali, SK Financial Group sends you and your families our warmest regards and best wishes.
May your days be filled with brightness, new dreams, moments of happiness and success.
OCR kept at 5.50%, two in a row with no change in the OCR.
Current monetary policy working as expected to clampdown the domestic spending therefore tracking well to counter the inflation.
Members of the MPC has mentioned:
"The risks around the lagged effect of previous monetary … View moreOCR kept at 5.50%, two in a row with no change in the OCR.
Current monetary policy working as expected to clampdown the domestic spending therefore tracking well to counter the inflation.
Members of the MPC has mentioned:
"The risks around the lagged effect of previous monetary tightening on households and businesses. The average mortgage rate on outstanding loans is expected to rise from around 5% to near 6% by early 2024, and debt servicing costs as a share of income are still increasing."
Reserve bank has no intention to move on OCR rates, as they are working towards bringing the consumer price inflation between 1% - 3% in the second half of 2024.
Some of the economists are still predicting another rise later this year on the OCR, which could be the max.
Interesting times ahead, with election and CPI update in the next three months, which will give some more clarity.
As reserve bank does their OCR review, it is worthwhile reviewing your mortgage, spending at least 5 - 10 minutes, can potentially save you some interest cost.
If you are unsure, you can engage us, we love to explore options and create an opportunity to grow your wealth.
👉 info@skfg.co.nz
👉0210749825
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