Are you a first home buyer?
Auctions are coming back, there is an increase in the clearance rate compared to several months ago, as more bidders are returning to the auction rooms.
As a first home buyer, you would have invested your time on the weekend for open homes, and doing your due diligence, a pathway to secure your own home.
There have been situations whereby prospective buyers have participated in auctions. However, prior to engaging in auctions, they already had pre-approvals from two different lenders with varying lending limits. This action has significantly boosted the prospective buyer’s chances, thereby being well prepared ahead of the auction day.
1. Every lender has different credit appetite, which is constantly changing.
2. To keep a track of the lenders, and banking world, it can be overwhelming for prospective buyers, hence as a financial adviser we want to assist with your journey and make the buying process smooth.
3. Added benefit of financial advice, to ensure your loan is not only approved, but loan has been structured correctly and suits your financial objective.
Are you ready to bid on your next home?
Poll: Are our Kiwi summer holidays helping us recharge, or holding the economy back? ☀️🥝
There’s growing debate about whether New Zealand’s extended Christmas break (and the slowdown that comes with it) affects productivity.
Tracy Watkins has weighed in ... now it’s your turn. What’s your take? 🤔
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72.5% We work hard, we deserve a break!
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16.4% Hmm, maybe?
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11.1% Yes!
Secure your homes over summer
Police are reminding people to keep their homes secure during the summer months.
Inspector Glenda Barnaby, Christchurch Area Prevention manager, says daytime burglaries are just as common as nightime burglaries.
“Burglaries can be committed at any time of the day, and coming into warmer months there is more opportunity for thieves."
"Although a majority of burglaries involve forced entry through windows and doors, we are starting to see more incidents at insecure premises. Police deal with cases where burglaries are committed in broad daylight, sometimes even while the victim is at home. Good weather means open doors and windows, which makes homes more vulnerable to burglars.”
Inspector Barnaby says there’s a few things people can do to reduce their changes of a burglary being committed.
⚠️ If you’re going outside for gardening, relaxing in the sun, or working in the garage, take a moment to lock your doors and secure your windows first.
⚠️ Do the same at night when you go to bed - keep your doors and windows secure and close your curtains. Fitting window stays means you can get a breeze coming through, while keeping your windows secure.
⚠️ Get to know your neighbours - let them know if you’re going away and look out for one another.”
If you see any suspicious activity, people or vehicles in your neighbourhood, don't hesitate to contact Police.
If you witness or suspect any illegal activity, please call 111 if it is happening now, or make a report through 105 either online or over the phone, if it is after the fact.
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