1308 days ago

Do cheap interest rates equate to smart finance structures?

Speirs Finance

We all understand that buying cheap does not always equate to the best value purchase but when it comes to finance, the interest rate is often the primary focus and this can lead to poor customer outcomes. This is because finance can be complex and other more important factors like structure, terms and conditions can have a much greater impact on cash flow than interest rate.

It’s very common to see businesses with cash flow issues that have poor asset finance structures as the primary cause for this. This is because it is now hard for Customers to make a value judgement when choosing a finance provider as finance has become a commoditized product where the interest rate is the perceived point of differentiation.

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More messages from your neighbours
22 days ago

Poll: As a customer, what do you think about automation?

The Team from Neighbourly.co.nz

The Press investigates the growing reliance on your unpaid labour.

Automation (or the “unpaid shift”) is often described as efficient ... but it tends to benefit employers more than consumers.

We want to know: What do you think about automation?
Are you for, or against?

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As a customer, what do you think about automation?
  • 9.5% For. Self-service is less frustrating and convenient.
    9.5% Complete
  • 43.4% I want to be able to choose.
    43.4% Complete
  • 47.1% Against. I want to deal with people.
    47.1% Complete
2518 votes
C
8 hours ago

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Cindy from Freemans Bay

I,v lost the NEW CHANNEL updates for freeview can someone give them to me PLEASE

6 days ago

2 bedrooms and a cat urgent accomodation

Aria from Ponsonby

By February 7th, a home for two University of Auckland Arts graduates, home loving, healthy living with a one year old cat urgently required. Text Aria asap 021-141-8316