Do cheap interest rates equate to smart finance structures?
We all understand that buying cheap does not always equate to the best value purchase but when it comes to finance, the interest rate is often the primary focus and this can lead to poor customer outcomes. This is because finance can be complex and other more important factors like structure, terms and conditions can have a much greater impact on cash flow than interest rate.
It’s very common to see businesses with cash flow issues that have poor asset finance structures as the primary cause for this. This is because it is now hard for Customers to make a value judgement when choosing a finance provider as finance has become a commoditized product where the interest rate is the perceived point of differentiation.
Poll: Should we ditch daylight saving? 🕰️
First introduced in New Zealand in 1927 with the passing of the Summer Time Act, it's what we know as 'Daylight Saving' and this year it ends on the first Sunday in April.
While we do get to sleep in this time around, some people would like to scrap the clock tinkering for good.
And why? Some evidence suggests the time changes are bad for our health as they mess with sleep patterns leading to short-term fatigue and affecting mood. Meanwhile the hour change is frustrating for farmers and a nightmare for getting the littlies to sleep. But what's your take?
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40.3% Yes - get rid of the clock changes
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57.8% No, I enjoy it
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1.9% Other - I'll share below
Sunday Market at St Johns – Come Say Hi!
Hi Neighbours !!!!
If you’re looking for an easy, feel-good way to start your Sunday, pop down to the St Johns Market it’s on every week and always worth a visit
Expect plenty to enjoy:
Delicious Food and Drink
Seasonal fruit & veg from local growers
Handmade goodies & crafts
Clothes, toys
It’s a laid-back, welcoming spot to catch up with neighbours, support local, and soak up the community vibe.
Stay connected & get updates:
Facebook
info.sjmarket@gmail.com
0274 671 446
Bring the kids, bring the dog, or just bring yourself and make a morning of it hope to see you there!
7 Allison Ferguson Drive, Auckland Netball Courts
Poll: Are you still heading to your local for your caffeine fix, or has the $$ changed your habits? ☕
Auckland has a thriving cafe culture, but with costs climbing, that culture is under pressure. We’ve seen the headlines about recent closures across the country, and it’s a tough pill to swallow along with a $6+ coffee.
We all want our favourite spots to stay open, but we also have to balance our own budgets ⚖️
We want to know: How are you handling the "coffee math" in 2026? Are you still heading to your local for a chat and a caffeine fix, or has the cost of living changed your habits?
Keen to read more about "coffee math"? The Post has you covered.
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42.7% I avoid spending money on coffee
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41.4% I still indulge at my local cafe
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15.9% Irrelevant - coffee is not for me
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