Sareta Fraser of KiwiBank’s 15-strong Fraud Investigation team
These words - Phishing, Smishing and Vishing* are not in my Oxford Dictionary (yet) but we had better take note of them.
Sareta Fraser of KiwiBank’s 15-strong Fraud Investigation team gave us a Zoom talk this week about the perils facing the whole community from online, telephone, and door-to-door scams.
The rascally scammers are professional, clever, and very patient. They aim to profit by stealing your money or your information, or both. They are constantly experimenting and changing their methods.
72% of the adult population has been targeted by scammers. In 2018 $33m was reportedly lost to scammers, but the real figure is probably much higher. Anyone can become a victim, and scamming is underreported because victims often feel shame or embarrassment.
The scammers use cunning tactics to lure their victims: they promise riches, build credibility in various ways, claim that others are buying in, and stress the urgency of decisions: “don’t miss out on this golden opportunity”.
Common Scams - These can include the selling of worthless investment products, the promise of romance, invading your computer privacy to redirect your savings, preying on your generosity, the selling of non-existent products online, and identity theft.
Red Flags - Approaches that come out of the blue are suspect, as are poor grammar or spelling in emails, requests to pay untraceable, and overpayment claims. Beware of online surveys and approaches via social media. Offers which seem ‘too good to be true’ always are.
Education and awareness are the antidotes to scamming. Knowledge is power, and prevention is the key. Victims shouldn’t blame themselves and should seek help from banks, Netsafe, or the police.
It’s a funny world when we can be robbed by a geek in Kazakhstan, or wherever, operating out of their bedroom. Be vigilant!
For more information and advice you can go here.
*Scams by email, text, or telephone, respectively.
Poll: Should the government levy industries that contribute to financial hardship?
As reported in the Post, there’s a $30 million funding gap in financial mentoring. This has led to services closing and mentors stepping in unpaid just to keep helping people in need 🪙💰🪙
One proposed solution? Small levies on industries that profit from financial hardship — like banks, casinos, and similar companies.
So we want to hear what you think:
Should the government ask these industries to contribute?
-
59% Yes, supporting people is important!
-
25.5% No, individuals should take responsibility
-
15.5% ... It is complicated
How therapy can support you
We want so much to be heard - by our friends, our partners, our bosses, our family.
We want to be truly listened to and heard.
Maybe you weren't really heard when you were young. The parents were busy - understandably. Siblings were distracting. Circumstances were busy.
Where did that leave you? In a not knowing place. Unsure. Uncertain about yourself.
Maybe you craved to be heard which might have equated to craving for love.
Maybe that lead to situations where you were vulnerable and made to do things you didn't really want to.
In therapy, I listen and you will be heard. Not so called "active listening" but real listening which is so much more than active listening. There might even be space in this for you to hear you. To get to know you, to acknowledge you, to have compassion for you.
Annette - check out my website or email me - annette@theinnerpath.co.nz
www.theinnerpath.co.nz...
Loading…
