Things you need to know before you borrow $$...
Hey neighbours, are you thinking of borrowing money by taking out a loan?
Before you do - there's a few things you really need to know about. Take a minute and read the tips below to ensure you're asking the right questions and getting the best loan for you.
1. Shop around! Interest rates, fees and terms must be made available to you by the lender. Make sure you compare details and make an informed decision about what loan is best for you.
2. Choose a lender. Did you know that when you borrow money to buy something, you don’t have to borrow from the same person who is selling the goods?
3. Understand. Whoever is loaning you the money must ask questions to make sure you can afford the loan. They also need to help you understand the key terms of the loan.
4. Be prepared. You'll need to provide your lender with information to show that you can afford to repay the loan. This might include proof of income and expenses so make sure you have it ready.
Don't get on Auntie's bad side and do your research! You can find more information here.
Your friends at Neighbourly
Morning Aches Are Optional - Let’s Start the Year Sleeping Better
Hey neighbours,
Waking up with sore shoulders and stiff mornings? Here’s the plot twist - it might actually be your mattress (and pillow) letting you down.
It’s the perfect time to upgrade. New Year, New Bed! Our Boxing Day Sale is still on, so why not treat yourself to a mattress that actually supports you and helps you wake up refreshed? Side sleeper? Back sleeper? Tossing and turning? We’ve got tips and solutions for every kind of snoozer.
Don’t settle for mornings that hurt, your bed should work with you, not against you. Curious about how your mattress could be affecting your shoulders? Check out our blog: beds4u.co.nz...
Find your nearest Beds4U store here: beds4u.co.nz/store-locator
Browse all Boxing Day deals: beds4u.co.nz/boxing-day
Here’s to starting 2026 waking up refreshed, because mornings should feel amazing!
Scam Alert: Fake information regarding December Bonuses from MSD
The Ministry of Social Development is reporting that fake information is circulating about new ‘December bonuses’ or ‘benefit increases’
If you get suspicious communication, please contact Netsafe.
Poll: Do you set New Year’s resolutions?
🎉 2026 is almost here!
We’re curious ... how do you welcome it?
Do you set resolutions, follow special traditions, or just go with the flow?
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10.2% Yes! New Year, New Me
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20% Yes - but I rarely stick to them
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69.8% Nah - not for me
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