Things you need to know before you borrow $$...
Hey neighbours, are you thinking of borrowing money by taking out a loan?
Before you do - there's a few things you really need to know about. Take a minute and read the tips below to ensure you're asking the right questions and getting the best loan for you.
1. Shop around! Interest rates, fees and terms must be made available to you by the lender. Make sure you compare details and make an informed decision about what loan is best for you.
2. Choose a lender. Did you know that when you borrow money to buy something, you don’t have to borrow from the same person who is selling the goods?
3. Understand. Whoever is loaning you the money must ask questions to make sure you can afford the loan. They also need to help you understand the key terms of the loan.
4. Be prepared. You'll need to provide your lender with information to show that you can afford to repay the loan. This might include proof of income and expenses so make sure you have it ready.
Don't get on Auntie's bad side and do your research! You can find more information here.
Your friends at Neighbourly
Feeling overwhelmed?
Hi Neighbours - If you feel like you can easily get swamped or snowed under, that is something Mindfulness can help with. My clients report that practicing mindfulness helps them feel they can cope better with stressful situations, feeling less overwhelmed.
Mindfulness trains us to paying attention to the present moment, which creates space to observe your thoughts and feelings without getting swept away by them.
I run sessions on the third Monday of each month at Meadowbank Community Centre, 1.30, 75 mins - Next one Monday 16th
The session includes gentle movement and relaxing simple meditation.
Contact me - the first session free, then Koha welcome. 021 255 1485
Click Read More to find out more about what I do - I also offer one-on-one sessions, courses for group bookings, and a group for experienced meditators
Feel Better, Naturally
Dr. Ben Yung-pin Lian is an experienced, New Zealand-qualified acupuncture specialist. In addition to acupuncture, he offers acupressure, massage therapy, cupping, GuaSha and herbal moxibustion to support a holistic approach to healing.
A fourth-generation practitioner, Dr. Lian continues his family’s tradition of care. He is a registered member of the New Zealand Chinese Medicine and Acupuncture Society, and his clinic upholds the highest professional standards.
“Western medicine treats symptoms; acupuncture addresses the root causes,” says Dr. Lian.
“There are no shortcuts—but with lifestyle changes and commitment, you can achieve fantastic results.”
✅ ACC Registered Acupuncturist
(Including accident, sports injury, and work-related injury cover)
Poll: As a customer, what do you think about automation?
The Press investigates the growing reliance on your unpaid labour.
Automation (or the “unpaid shift”) is often described as efficient ... but it tends to benefit employers more than consumers.
We want to know: What do you think about automation?
Are you for, or against?
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9.4% For. Self-service is less frustrating and convenient.
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43.6% I want to be able to choose.
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47.1% Against. I want to deal with people.
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