Should we have contents insurance when renting a home?
When you’re renting a house, it can be easy to think of insurance as your landlord’s problem.
You’re just the tenant, right?
It’s important to remember that while you don’t own the place you call home, it’s filled with all your stuff 📺📸📱🚲🏌️🏄🏋️👕👖👢🏏🏒🎹 🖥️(you get the picture) – and that stuff could cost a lot to replace if the worst happens.
For example, if there’s a big fire 🔥, the landlord’s insurance will cover the structural damage to the home but it won’t cover the loss of your clothes, electronics, furniture or anything else you had inside at the time including what's important to your kids!
That’s where contents insurance comes in.
Start by calculating your laptop, smartphone and clothes, plus any big electrical appliances (like a TV, fridge/freezer, coffeee machine or washing machine). Even the cost of replacing your bed, sheets, duvet and pillows might make you wince.
If the thought of having to replace all those items with your own savings sounds painful, insurance might be worth it for you, after all.
Contact me for more info about real estate
📱0274 951 536
My advice is given freely and without obligation.
A riddle to start the festive season 🌲🎁🌟
I'm a fruit. If you take away my first letter, I'm a crime. If you take away my first two letters, I'm an animal. If you take away my first and last letter, I'm a form of music. What am I?
Do you think you know the answer? Simply 'Like' this post if you know the answer and the big reveal will be posted in the comments at 2pm on the day!
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Poll: Are our Kiwi summer holidays helping us recharge, or holding the economy back? ☀️🥝
There’s growing debate about whether New Zealand’s extended Christmas break (and the slowdown that comes with it) affects productivity.
Tracy Watkins has weighed in ... now it’s your turn. What’s your take? 🤔
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72.8% We work hard, we deserve a break!
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17.2% Hmm, maybe?
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10% Yes!
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The best way is to experience it for yourself. No appointment necessary!
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