Should we have contents insurance when renting a home?
When you’re renting a house, it can be easy to think of insurance as your landlord’s problem.
You’re just the tenant, right?
It’s important to remember that while you don’t own the place you call home, it’s filled with all your stuff 📺📸📱🚲🏌️🏄🏋️👕👖👢🏏🏒🎹 🖥️(you get the picture) – and that stuff could cost a lot to replace if the worst happens.
For example, if there’s a big fire 🔥, the landlord’s insurance will cover the structural damage to the home but it won’t cover the loss of your clothes, electronics, furniture or anything else you had inside at the time including what's important to your kids!
That’s where contents insurance comes in.
Start by calculating your laptop, smartphone and clothes, plus any big electrical appliances (like a TV, fridge/freezer, coffeee machine or washing machine). Even the cost of replacing your bed, sheets, duvet and pillows might make you wince.
If the thought of having to replace all those items with your own savings sounds painful, insurance might be worth it for you, after all.
Contact me for more info about real estate
📱0274 951 536
My advice is given freely and without obligation.
Scam Alert: Fake information regarding December Bonuses from MSD
The Ministry of Social Development is reporting that fake information is circulating about new ‘December bonuses’ or ‘benefit increases’
If you get suspicious communication, please contact Netsafe.
Poll: Are Kiwis allergic to “exuberance”? 🥝
In The Post’s opinion piece on the developments set to open across Aotearoa in 2026, John Coop suggests that, as a nation, we’re “allergic to exuberance.”
We want to know: Are we really allergic to showing our excitement?
Is it time to lean into a more optimistic view of the place we call home? As big projects take shape and new opportunities emerge, perhaps it’s worth asking whether a little more confidence (and enthusiasm!) could do us some good.
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41.3% Yes
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32.8% Maybe?
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25.9% No
We want to know: Have you thought about cutting your insurance cover to save costs?
Senior business reporter Rob Stock tackles a big question many of us have wondered about: “What are the pros and cons of cutting back on insurance?”
So we’re curious… What are your thoughts on trimming your insurance cover? Have you ever considered it?
Want to dive deeper? Rob Stock has the full breakdown.
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