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Matt from Matt Wineera - Thats Real Estate with Matt Wineera
🌺 April 25 is a day to commemorate all Australians 🇦🇺and New Zealanders 🇳🇿 who served and died in all wars, conflicts, and peacekeeping operations and the contribution and suffering of all those who have served.
Anzac Day was originally devised to honour the members of the … View more🌺 April 25 is a day to commemorate all Australians 🇦🇺and New Zealanders 🇳🇿 who served and died in all wars, conflicts, and peacekeeping operations and the contribution and suffering of all those who have served.
Anzac Day was originally devised to honour the members of the Australian and New Zealand Army Corps (ANZAC) who served in the Gallipoli campaign, their first engagement in the First World War (1914–1918).
The site for CASSINO WAR CEMETERY was originally selected in January 1944, but the development of the battle during the first five months of that year made it impossible to use it until after the Germans had withdrawn from Cassino.
During these early months of 1944, Cassino saw some of the fiercest fighting of the Italian campaign, the town itself and the dominating Monastery Hill proving the most stubborn obstacles encountered in the advance towards Rome.
The majority of those buried in the war cemetery died in the battle during these months - of these 457 were New Zealanders.
They shall grow not old, as we that are left grow old:
Age shall not weary them, nor the years condemn.
At the going down of the sun and in the morning
We will remember them. 🌺
Matt from Matt Wineera - Thats Real Estate with Matt Wineera
If you’ve started doing a bit of research online, chances are you’ve come across this line:
“Buying a home is one of the biggest investments you’ll ever make.”
It’s everywhere. And while it is true, it can also feel a bit... overwhelming. Like, no pressure, right?
But here’s the … View moreIf you’ve started doing a bit of research online, chances are you’ve come across this line:
“Buying a home is one of the biggest investments you’ll ever make.”
It’s everywhere. And while it is true, it can also feel a bit... overwhelming. Like, no pressure, right?
But here’s the thing — yes, buying a home is a significant financial decision, but it’s also so much more than just numbers. You’re not just investing in property — you’re choosing a space to live your life, to create memories, to feel safe and settled. This is about building your future, not just your portfolio.
Feeling a little panicky is totally normal — but there are some simple steps that can help you move forward with confidence:
✨ Learn as much as you can about the process
✨ Get yourself prepared ahead of time
✨ Take it one step at a time — in the right order
And the best part? You don’t have to do it alone. A knowledgeable, local real estate agent (👋 hello!) can walk beside you from start to finish, helping you make sense of everything and keeping it all on track.
This is your journey — let’s make it a good one. 🏠💛
✅ Step 1: Financial Foundations
• Check your credit score
• Fix any issues on your credit report
• Start saving for:
o Deposit (usually 10–20% of the purchase price)
o Additional costs:
* LIM Report
* Builders Report
* Registered Valuation
* Lawyer’s fees
* Moving costs
• Talk to your bank and a mortgage broker
• Apply for mortgage preapproval from multiple lenders
• Compare interest rates, terms, and loan features
✅ Step 2: Define Your Dream Home
• Set your budget based on preapproval
• Choose your preferred Tauranga suburbs (e.g., Bethlehem, Papamoa, The Lakes, Otumoetai, Mt Maunganui etc)
• Create a list of:
o Must-haves (e.g. 3 bedrooms, double garage, close to schools)
o Nice-to-haves (e.g. sea view, home office, big backyard)
• Prioritise your list
• Share your wishlist with your real estate agent
✅ Step 3: Choose the Right Agent
• Talk to at least two or three local agents
• Ask about their experience in your target areas
• Pay attention to:
o Communication style
o Local knowledge
o Whether they listen to your needs
o If you feel comfortable with them
✅ Step 4: Get Informed
• Ask your agent for blank copies of the forms you’ll be signing
• Learn the process of:
o Making an offer
o Conditional vs. unconditional contracts
o Settlement day
• Ask questions about anything you don’t understand
• Keep your paperwork organised
✅ Extra Tips
• Stay flexible- perfect homes rarely exist, but the right one will feel right
• Keep emotions in check during negotiations
• Don’t skip due diligence—even if the home looks great
• Celebrate each step—you’re making progress!
For more info contact me for no obligation advice.
Matt from Matt Wineera - Thats Real Estate with Matt Wineera
Unconditional Agreement for the Sale & Purchase of Residental Property
Where a buyer and seller agree to buy and sell a property without including any conditions - it means that you as the buyer won’t include conditions for Finance, LIM report, Builders report , Registered Valuers … View moreUnconditional Agreement for the Sale & Purchase of Residental Property
Where a buyer and seller agree to buy and sell a property without including any conditions - it means that you as the buyer won’t include conditions for Finance, LIM report, Builders report , Registered Valuers Valuation report, your solicitors approval clause or any other conditions .
Once the Sale & Purchase Agreement is signed by the home owner (the seller) and the buyer the Sale & Purchase Agreement is unconditional.
You should always take advice from your solicitor before signing an unconditional or a conditional Sale & Purchase Agreement.
Contact me for more info about real estate terms and conditions or any real estate info.
My advice is given freely and without obligation.
📱0274 951 536
Matt from Matt Wineera - Thats Real Estate with Matt Wineera
Here’s Why It’s a Smart Move! 🏡✨
More families are embracing multigenerational living—and for good reason! It’s not just about having everyone under one roof; it’s about shared expenses, built-in support, and stronger family connections.
💰 Financial Perks – Splitting … View moreHere’s Why It’s a Smart Move! 🏡✨
More families are embracing multigenerational living—and for good reason! It’s not just about having everyone under one roof; it’s about shared expenses, built-in support, and stronger family connections.
💰 Financial Perks – Splitting mortgage, utilities, and maintenance costs can ease financial stress and free up funds for other investments.
👨👩👧👦 Built-in Support System – Grandparents, parents, and kids all benefit from the close-knit environment, whether it’s childcare, elder care, or just having loved ones nearby.
🏠 Finding the Right Home – Look for a layout that works for everyone—separate living spaces, multiple bathrooms, and accessibility features are key. And of course, location matters! Proximity to schools, healthcare, and amenities will make daily life easier for all generations.
Thinking about making the move? Let’s chat about the best multigenerational-friendly homes in the Tauranga area! 📩🏡
Have a confidential chat with me about all things real estate. My advice is given freely and without obligation
Matt from Matt Wineera - Thats Real Estate with Matt Wineera
When you’re renting a house, it can be easy to think of insurance as your landlord’s problem.
You’re just the tenant, right?
It’s important to remember that while you don’t own the place you call home, it’s filled with all your stuff … View moreWhen you’re renting a house, it can be easy to think of insurance as your landlord’s problem.
You’re just the tenant, right?
It’s important to remember that while you don’t own the place you call home, it’s filled with all your stuff 📺📸📱🚲🏌️🏄🏋️👕👖👢🏏🏒🎹 🖥️(you get the picture) – and that stuff could cost a lot to replace if the worst happens.
For example, if there’s a big fire 🔥, the landlord’s insurance will cover the structural damage to the home but it won’t cover the loss of your clothes, electronics, furniture or anything else you had inside at the time including what's important to your kids!
That’s where contents insurance comes in.
Start by calculating your laptop, smartphone and clothes, plus any big electrical appliances (like a TV, fridge/freezer, coffeee machine or washing machine). Even the cost of replacing your bed, sheets, duvet and pillows might make you wince.
If the thought of having to replace all those items with your own savings sounds painful, insurance might be worth it for you, after all.
Contact me for more info about real estate
📱0274 951 536
My advice is given freely and without obligation.
Matt from Matt Wineera - Thats Real Estate with Matt Wineera
A sale and purchase agreement is a legally binding contract between you and the seller.
You must sign a written sale and purchase agreement when you buy a property. It sets out all the details, terms and conditions of the sale — this includes things such as the price, any chattels being sold … View moreA sale and purchase agreement is a legally binding contract between you and the seller.
You must sign a written sale and purchase agreement when you buy a property. It sets out all the details, terms and conditions of the sale — this includes things such as the price, any chattels being sold with the property, whether the buyer needs to sell another property first and the settlement date.
You can negotiate the conditions in a sale and purchase agreement.
We as real estate agents help you and the seller to include the conditions you both want. Even though the we work for the seller, we also have to deal fairly and be transparent with the buyer.
We can’t withhold any information, and we must tell you about any known defects with the property.
Always check your sale and purchase agreement with a lawyer or conveyancer before signing. You need to read and understand the agreement before you sign it.
Before you sign a sale and purchase agreement, we must give you a copy of the REA New Zealand Residential Property Sale and Purchase Agreement Guide. We must also ask you to confirm in writing that you’ve received it.
A sale and purchase agreement becomes unconditional when all the conditions are met.
A sale and purchase agreement provides certainty to you and the seller about what will happen when.
You should always get legal advice before you sign the agreement and throughout the buying process.
Want to know more about a Sale & Purchase Agreement & the clauses that can be added, have a confidential chat with me today 📱0274 951 536
Matt from Matt Wineera - Thats Real Estate with Matt Wineera
Make Your Home Irresistible: The Power of Staging for a Fast Sale! ✨🏡
Thinking of selling your home? One simple step can make a world of difference—home staging! It’s more than just arranging furniture; it’s about setting the scene for buyers to fall in love at first sight.
… View moreMake Your Home Irresistible: The Power of Staging for a Fast Sale! ✨🏡
Thinking of selling your home? One simple step can make a world of difference—home staging! It’s more than just arranging furniture; it’s about setting the scene for buyers to fall in love at first sight.
Professional stagers have a knack for transforming spaces, highlighting your home's best features, and making it feel warm, inviting, and oh-so-desirable.
And while staging does come with a cost, it’s an investment that can pay off by attracting more buyers and, ultimately, a better offer!
You don’t need a luxury property to reap the benefits—staging works for all homes, big or small. A well-presented space helps buyers picture themselves living there, creating that emotional connection that turns interest into action.
Interested in more real estate tips like this post 😀
Matt from Matt Wineera - Thats Real Estate with Matt Wineera
Investing in property doesn’t have to be complicated.
In fact, it’s based on a few simple principles that, when followed, can deliver steady returns over time.
At its core, buying a great investment property is similar to buying a home—except for one key difference.
As an investor,… View moreInvesting in property doesn’t have to be complicated.
In fact, it’s based on a few simple principles that, when followed, can deliver steady returns over time.
At its core, buying a great investment property is similar to buying a home—except for one key difference.
As an investor, you need to take a business-first approach, setting emotions aside and focusing on the numbers.
The goal? A solid rental income and strong capital growth.
To achieve that, look for a property that’s affordable, appealing, and in a great location. Tenants today aren’t just renting a home—they’re choosing a lifestyle. That’s why proximity to public transport, shops, restaurants, parks, and schools is a major plus.
If you’re considering a new build or off-the-plan investment, depreciation is another important factor to keep in mind.
And before you dive in, it’s essential to define your investment goals and work with a financial advisor to create a clear strategy.
And remember, property investment is like a fine wine—the longer you nurture it, the better the rewards.
Curious about your next step? Let’s chat! I’m happy to share advice, no strings attached. Call me on 0274951536.
Matt from Matt Wineera - Thats Real Estate with Matt Wineera
💰 The Journey to Your House Deposit – Made Simple! 🏡
Saving for a home deposit might seem like a big mission, but with the right strategy, you’ll be unlocking that front door in no time! 🚪✨
What’s a House Deposit?
It’s the upfront amount you pay when buying a home … View more💰 The Journey to Your House Deposit – Made Simple! 🏡
Saving for a home deposit might seem like a big mission, but with the right strategy, you’ll be unlocking that front door in no time! 🚪✨
What’s a House Deposit?
It’s the upfront amount you pay when buying a home calculated as a percentage of the total property price—usually 10% in NZ and 20% in Australia. It’s your ticket to getting that mortgage and securing your dream property!
Top Tips to Grow Your Deposit Faster
💡 Budget Like a Boss – Track your income, spending, and savings. Little tweaks can make a big difference! Look at areas where you can cut costs without compromising your lifestyle.
🏦 Automate Your Savings – Set up automatic transfers to a dedicated account. Out of sight, out of mind, but growing!
💰 Look Into Government Schemes – First-time buyers, there might be help available—don’t leave free money on the table!
📈 Get Smart with Investments – A financial advisor can help you make your savings work harder.
Beyond the Deposit – What’s Next?
🔍 Find the Right Property – Research locations, property trends, and future growth potential.
🏡 Sort Your Mortgage – Talk to a mortgage broker to find the best loan option for your budget.
Patience Pays Off!
Saving for a house takes time, but every dollar gets you closer to your dream home. Stay focused, get advice when needed, and before you know it—you’ll be stepping into your very own place! 🔑
Remember, the key lies not just in reaching your financial goal but in embarking on a homeownership journey that aligns with your aspirations and sets the stage for a secure future.
I'm available for real estate advice and tips. My advice is given freely and without obligation
#HouseDeposit #FirstHomeBuyer #SavingTips #DreamHome #FinancialFreedom
Matt from Matt Wineera - Thats Real Estate with Matt Wineera
Whether you’re looking to rent out or sell your home, or you’ve been planning to liven up your home while you were in lockdown, you don’t have to spend thousands on hiring professionals
Freshening up your home space has the ability to make your home feel differently, make it easier to … View moreWhether you’re looking to rent out or sell your home, or you’ve been planning to liven up your home while you were in lockdown, you don’t have to spend thousands on hiring professionals
Freshening up your home space has the ability to make your home feel differently, make it easier to interact with others, and improve the way you use your home
Do some gardening
When it comes to making our homes look more appealing, often we neglect our gardens. But doing some gardening can help add appeal to your home
Something as simple as placing a fresh layer of mulch on your garden beds can give your garden a more inviting look
Native plants will require less maintenance
Mix up your space
Moving accessories around or mixing them up can help to liven the space completely. By moving them around and reorganising your accessories, you can transform a room
Redesign your lighting
We rely on lighting to help us see in the dark, but the light you use can help to create a more welcoming and comfortable space.
Lighting has the power to completely transform a room. Consider changing up the bulbs in your table and floor lamps with varying styles or wattages. This will help you create an ambient space
Get painting
Painting your home is one of the simplest and most inexpensive ways to transform your home. Whether you repaint your walls in the same colour or pick a new colour palette, painting will remove any signs of everyday living, wear and tear, and help liven up your home.
Often you can paint a whole room over the course of a weekend, making it one of the quickest DIYs too.
For all real estate enquiries contact me anytime. My advice is given freely and without obligation
Matt from Matt Wineera - Thats Real Estate with Matt Wineera
If you’ve ever toured the model homes in a new home community, you will understand that interiordecorating is an art.
It’s not just the tastefully designed furniture and accessories that create the perfect room, the placement of these elements has a great deal to do with the overall appeal of … View moreIf you’ve ever toured the model homes in a new home community, you will understand that interiordecorating is an art.
It’s not just the tastefully designed furniture and accessories that create the perfect room, the placement of these elements has a great deal to do with the overall appeal of a design
Here are a few things to keep in mind when planning your furniture arrangement.👀
Determine how you’ll use the room:
What is the purpose of the room? 📺
Create zones in the room and arrange the furniture to delineate them
Set the sofa 🛋️ to face the TV and then create a separate area with comfy chairs, for those solitary moments you spend reading or conversing one-on-one.
Determine a focal point
Where is your eye drawn when you enter the room? This is the room’s focal point. Typical spots to create this point include a fireplace or large window with a view.
If the room lacks a natural focal point, create one by painting a wall in an accent colour or using a piece of artwork or furniture, such as a bookcase.
Create traffic flow
Make sure you don’t crowd the entryways to the room with furniture pieces. Make it easy to enter and exit the room
Once inside the room, there should be enough room to walk through it without bumping into or having to manoeuvre around furniture
Keep furniture to scale
Oversized furniture in small rooms not only disrupts traffic flow, but may obliterate the room’s focal point, making the room feel even smaller than it is
The same can be said for large rooms with dinky furniture
The size of your furniture should match the size of the room.
Chat with me for any real estate queries. My advice is given freely & without obligation.
Matt from Matt Wineera - Thats Real Estate with Matt Wineera
Wondering what shapes the value of your home? 🏠 It's more than just size and style! Factors like location, amenities, and neighbourhood trends play a big role. Living in a hotspot close to shops and schools? 🛍️
That could boost your home's value.
We're here to help you … View moreWondering what shapes the value of your home? 🏠 It's more than just size and style! Factors like location, amenities, and neighbourhood trends play a big role. Living in a hotspot close to shops and schools? 🛍️
That could boost your home's value.
We're here to help you navigate the appraisal game. Whether you own a cosy house, a townhouse, or a rural gem, each type influences market demand.
Our expert agents delve into recent sales data, analysing properties similar to yours to set the right price. 💰
It's not just about the present – we keep tabs on past and present market trends. This helps us anticipate changes and understand what might attract or deter buyers.
Even if selling isn't in your immediate plans, staying informed is a smart move.
Stay in the know about your property's worth, whether you're planning to sell soon or just want to be well-informed.
Reach out – we're here to assist and keep you updated on the ever-changing real estate scene. 📞
Matt from Matt Wineera - Thats Real Estate with Matt Wineera
As we glide into 2025, it’s the perfect time to reflect on where you want your next journey to take you. What are the goals you’re excited to chase? The challenges you’re ready to conquer? Let’s make this coming year one where you soar toward success, fulfillment, and those big dreams that … View moreAs we glide into 2025, it’s the perfect time to reflect on where you want your next journey to take you. What are the goals you’re excited to chase? The challenges you’re ready to conquer? Let’s make this coming year one where you soar toward success, fulfillment, and those big dreams that light you up.
Matt from Matt Wineera - Thats Real Estate with Matt Wineera
Here’s to a 2025 filled with opportunity, joy, and lots of adventures!
Stay safe, have fun with whānau and friends
See you in the New Year! 🌟
Matt from Matt Wineera - Thats Real Estate with Matt Wineera
As we say goodbye to 2024 we hope your year has been full of growth, achievements, and maybe even a little magic. ✨
Stay calm and stay safe (remember it's not what's under the tree but who is around the it). 🎄🧑🧑🧒🧒 👥.
Here’s to a 2025 filled with … View moreAs we say goodbye to 2024 we hope your year has been full of growth, achievements, and maybe even a little magic. ✨
Stay calm and stay safe (remember it's not what's under the tree but who is around the it). 🎄🧑🧑🧒🧒 👥.
Here’s to a 2025 filled with opportunity, joy, and lots of adventures!
Meri Kirihimete from our family to yours.
See you in the New Year!
#MeriKirihimete #MerryChristmas #Tauranga
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