Setting and achieving your financials goals.
In August 1979, almost 46 years ago, our service was established in Rangiora.
Since then our service has been at the heart of the communities of the Waimakariri and Hurunui. Our free service is available to all New Zealanders.
Our passion is in advising and mentoring individuals, and their families, in creating and maintaining a sustainable budget.
Our wraparound support agencies are just a phone call away. We often refer clients to local support agencies who are better placed to deal with depression, addictions, housing needs, transport issues etc.
However, we’re very good at just listening and holding your hand….especially when you’re having a wobbly moment.
Not knowing where your money is going to and not being able to manage or service your debt (big or small) can be very stressful. Without judgement, our trained, professional Financial Mentors will help and guide you through the process.
Would you like some assistance with any of the following?
•Create a sustainable budget, set realistic and achievable goals. Turning dreams into reality?
•WOFF – Warrant of Financial Fitness – a review of your budget and general advice.
Maybe there are simple ways you could trim your spending or increase your income. Two pairs of eyes are better than one. A huge “well done” if you’re totally on top of it all!
•Compiling a Debts Schedule and a Cashflow will give you a better understanding of your payments and commitments. Knowing (who and what you owe) is better than wondering and stressing because you can’t remember it all.
•A free Credit Check will be another tool we’ll explain to you.
•Learning about Buy Now, Pay Later schemes - the good and the bad. Can you make it work for you?
•Advocacy is an area in which we excel. If you’re having challenging times communicating with various agencies, we will provide the necessary guidance and support. We’ll accompany you to any of the local agencies e.g. W&I.
In any instance, if a deadlock is reached, we will, with your permission, approach the relevant authority or Ombudsman for their assistance.
oMSD/Work & Income
oBanks
oCreditors etc. etc. etc.
oKiwisaver Hardship Withdrawals, Good Shepherd Loans, No Asset Procedures, Debt Repayment Orders, Bankruptcy – After completing a budget worksheet and debt schedule, and, if there are no other options suitable for your situation, we will help you to complete the application.
If you need help with insolvency documents or want to understand your consumer rights, our team of Financial Mentors have the expertise to help you improve your situation.
Sharon Grant, Service Manager of BSNC says: “It’s a real privilege to be able to support families to improve their financial wellbeing. We have received wonderful feedback from people delighted to finally repay long-term debts and who are now able to save for the first time in their lives. Talk to us about your situation, we’d be glad to help you to budget better.”
Phone or email to talk about your situation:
03 315 3505 or email: servicemanager@bsnc.org.nz
We’re on Facebook and www.bsnc.org.nz...
Our office is in the War Memorial Hall, 1 Albert Street, Rangiora.
Poll: Are our Kiwi summer holidays helping us recharge, or holding the economy back? ☀️🥝
There’s growing debate about whether New Zealand’s extended Christmas break (and the slowdown that comes with it) affects productivity.
Tracy Watkins has weighed in ... now it’s your turn. What’s your take? 🤔
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72.8% We work hard, we deserve a break!
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16.1% Hmm, maybe?
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11.2% Yes!
Poll: Pedestrian access is being extended to the Ōtakaro Avon River - good idea?
Pedestrian access from one of Christchurch’s favourite streets is being extended all the way to the Ōtakaro Avon River. This new 12m-wide pathway will give you a direct, easy route from the street to the river promenade ... perfect for a stroll, a coffee run, or just soaking up the riverside vibes.
We want to know: In your view, what makes a city people-friendly?
What else should our urban areas be doing to support better community connections?
Curious about the full plans? You can check them out here.
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90% Yes
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10% No
Secure your homes over summer
Police are reminding people to keep their homes secure during the summer months.
Inspector Glenda Barnaby, Christchurch Area Prevention manager, says daytime burglaries are just as common as nightime burglaries.
“Burglaries can be committed at any time of the day, and coming into warmer months there is more opportunity for thieves."
"Although a majority of burglaries involve forced entry through windows and doors, we are starting to see more incidents at insecure premises. Police deal with cases where burglaries are committed in broad daylight, sometimes even while the victim is at home. Good weather means open doors and windows, which makes homes more vulnerable to burglars.”
Inspector Barnaby says there’s a few things people can do to reduce their changes of a burglary being committed.
⚠️ If you’re going outside for gardening, relaxing in the sun, or working in the garage, take a moment to lock your doors and secure your windows first.
⚠️ Do the same at night when you go to bed - keep your doors and windows secure and close your curtains. Fitting window stays means you can get a breeze coming through, while keeping your windows secure.
⚠️ Get to know your neighbours - let them know if you’re going away and look out for one another.”
If you see any suspicious activity, people or vehicles in your neighbourhood, don't hesitate to contact Police.
If you witness or suspect any illegal activity, please call 111 if it is happening now, or make a report through 105 either online or over the phone, if it is after the fact.
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