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No, we haven't lost the plot! July 1st is International Joke Day and because laughter is good for your body, we want to get involved.
So, go on, jokers! Share your best joke below...
➖ ANZ = Feb 2025
➖ ASB = Nov 2024 (updated from Feb 2025)
➖ BNZ = Feb 2025
➖ WES = Feb 2025
➖ KIWI = Nov 2024
What are your thoughts❓
adviceHQ provides independent financial advice on your refix, refinance, restructure, taking into account the latest market information, your … View more➖ ANZ = Feb 2025
➖ ASB = Nov 2024 (updated from Feb 2025)
➖ BNZ = Feb 2025
➖ WES = Feb 2025
➖ KIWI = Nov 2024
What are your thoughts❓
adviceHQ provides independent financial advice on your refix, refinance, restructure, taking into account the latest market information, your current situation and future plans.
#adviceHQ #interestrates #mortgagerates #OCR #RBNZ
Excellent condition
Step thru
Size - M
Colour - silk pearl white, green detailing
Motor - Shimano E6002KL
Battery - Shimano E6001 500 wh
Rims - Merida 7 comp 28x 1.75
Gears- Shimano Altus rapid fire 9 speed
… View moreExcellent condition
Step thru
Size - M
Colour - silk pearl white, green detailing
Motor - Shimano E6002KL
Battery - Shimano E6001 500 wh
Rims - Merida 7 comp 28x 1.75
Gears- Shimano Altus rapid fire 9 speed
Forks - Suntour
Brakes - Shimano M315 180M hydraulic
Seat post - comfort,/suspension 30.9
lock on rear wheel
Stand
Owners manuals
Charger
4 keys
Can be viewed at Hauraki corner
0274984437
Easily change the height and layout of the shelves any time as your plants grow or the items you want to showcase change with this handy pegboard finished in Resene Colorwood Whitewash.
Find out how to create your own with these easy step by step instructions.
From Sat 6 July – Sun 21 July, we are waiving adoption fees for our long-stay residents for the right home.*
They might be older, shy, have only three legs or just need that extra bit of attention and care – but they all deserve a loving home. And they have been waiting for a long time for … View moreFrom Sat 6 July – Sun 21 July, we are waiving adoption fees for our long-stay residents for the right home.*
They might be older, shy, have only three legs or just need that extra bit of attention and care – but they all deserve a loving home. And they have been waiting for a long time for that Special Love!
Look for the ‘Special Love Needed’ tag on our adoption profiles, check you can provide what they need to flourish & apply online at www.spca.nz....
*The offer applies to animals looking for homes for more than 40 days; our usual adoption criteria and processes apply.
Hi neighbours,
Do you have a vehicle that is taking up space and becoming an eyesore? At AAA Auto Parts we dismantle and wreck cars. We will pay top cash whether your car is dead or alive!
* $300 - $3000 for small cars
* $700 - $10,000 for 4x4 utes, vans, 4WD, trucks and buses
* Same day … View moreHi neighbours,
Do you have a vehicle that is taking up space and becoming an eyesore? At AAA Auto Parts we dismantle and wreck cars. We will pay top cash whether your car is dead or alive!
* $300 - $3000 for small cars
* $700 - $10,000 for 4x4 utes, vans, 4WD, trucks and buses
* Same day removal
* Free quotes over the phone
We will beat any prices in the market by 10%.
Support your local business.
Give us a call on ** 0800 50 00 01 ** and we will be happy to have a chat.
A police incident is causing delays on Auckland Harbour Bridge on Wednesday afternoon.
What you need to know:
- The two left northbound lanes (lane 1 & 2 of 4) are blocked on the Harbour Bridge.
- Traffic is backed up to Newmarket heading north on both the Northern and Southern motorways.
… View moreA police incident is causing delays on Auckland Harbour Bridge on Wednesday afternoon.
What you need to know:
- The two left northbound lanes (lane 1 & 2 of 4) are blocked on the Harbour Bridge.
- Traffic is backed up to Newmarket heading north on both the Northern and Southern motorways.
- Auckland Transport have advised that bus routes 82, 866, 923, 931, 933, 939, 95B, 95C, 966 97B, 97R, NX1, NX2 have been delayed.
- NZTA is asking commuters to merge with care and expect delays.
- Google Maps is showing a delay of 39 minutes.
From stunning sunsets to quirky murals - we're loving seeing the beautiful photos that members are sharing across the country. These local Bright Spots add a little colour and brighten the day.
Our Bright Spots campaign closes on Sunday, 15 July so time is running out to share yours. With … View moreFrom stunning sunsets to quirky murals - we're loving seeing the beautiful photos that members are sharing across the country. These local Bright Spots add a little colour and brighten the day.
Our Bright Spots campaign closes on Sunday, 15 July so time is running out to share yours. With 10 prizes of $250 Resene ColorShop vouchers and $250 Prezzy® cards up for grabs, do take a moment and share this happy place with us.
Enter your local Bright Spots pics here today and be in to *WIN*.
Hi all. Reliable and trustworthy female would like to do dog walking, dog day care and pet sitting. Prefer small-medium dogs and on the shore please. I work a few days at a dog grooming place. If anyone is interested, feel free to contact on 0221402064
🎤 July 1 brings a raft of changes to the finance and property market:
Bright-line Test:
✅ Now 2yrs (previously up to 10yrs).
Deposit Requirements:
✅ 30% deposit for investment properties (previously 35%).
… View more🎤 July 1 brings a raft of changes to the finance and property market:
Bright-line Test:
✅ Now 2yrs (previously up to 10yrs).
Deposit Requirements:
✅ 30% deposit for investment properties (previously 35%).
✅ 20% lending available for low deposit properties (previously 15%).
Debt-to-Income (DTI) Ratios:
➖ DTI ratio restricted to 6 x for owner-occupier lending (20% exception).
➖ DTI ratio restricted to 7 x for investor lending (20% exception).
Credit Contracts and Consumer Finance Act (CCCFA) Reforms:
✅ Commerce Minister Andrew Bayly and Housing Minister Chris Bishop said the government is revoking 11 pages of what it calls "overly prescriptive affordability regulations."
These changes should stimulate activity in the finance and property market, contact adviceHQ for independent financial advice to help you secure your future.
#adviceHQ #DTI #LVR #CCCFA
During this past month I have performed many repairs, small building and upgrading jobs in several homes on the North Shore, my area work base. I’m a Sole Charge operation, all discussion and quoting, project management and product purchase, then doing the work myself.
I have a fellow builder … View moreDuring this past month I have performed many repairs, small building and upgrading jobs in several homes on the North Shore, my area work base. I’m a Sole Charge operation, all discussion and quoting, project management and product purchase, then doing the work myself.
I have a fellow builder mate to help on some of my jobs, between us we have at least 90 years experience, not bad for 2 guys. I’ve been swinging a hammer for over 5o years and Mike 40 years.
I specialise in small jobs, all those little things that should be adjusted, repaired or replaced and you keep putting off, simply because you don’t know how or where to get your maintenance brought up to scratch.
Please realise it’s way more cost effective to keep up to date with your maintenance than leave it and find that the original problem has now helped wear out something else. Now you have more than one piece to be fixed and subsequently, you guessed it, the job will cost more.
I don’t charge for my first visit, yes, Free. We can discuss your maintenance job be it big or small.
Feel free to contact me.
bruceurlich1@gmail.com text or call Bruce 0212121480
Thanks to Google my website is broken.
This warming Hāngi recipe, created by Joy from Murray Halberg Village, serves six people with plenty of leftovers to enjoy the next day. Serve hot and enjoy with family or friends on a chilly winters night.
Click read more for the full recipe.
Does this sound familiar? Are you one of the kiwi families concerned about your future?
Call me to discuss your options.
#mortgagebrokernz #NZMortgages #NZMortgagesnz #mortgagenz #nzmortgages #mortgage
Premium care just meters away form our village. Join our caring community, where passion thrives. Trust Terrace Kennedy House for exceptional care and meaningful connections.
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