Rate drop!!! - First Home Buyer
**Imagine securing your first home with rock bottom interest rate, and making your personal budgeting for next 12 months a breeze**
Strict criteria does apply:
Income test:
- Last 12 months' income under $95k gross p.a. single applicant or $150k gross p.a. for couple.
Deposit:
- Minimum 5% deposit
Are you better of with the rock-bottom rate?
Scenario: 1
Borrow: $600,000
Interest rate: 4.89%p.a.
Indicative repayment: $733.00 per week
Scenario 2:
Borrow: $600,000
Interest rate: 6.39%p.a.
Indicative repayment: $863.00 per week
*Above scenario based upon over 80% loan to value interest rate offering in the market for 12 months.
Check-in with us to learn more
📞 0210749825
💻 www.skfg.co.nz......
✉ info@skfg.co.nz
Best way to use leftovers?
I'm sure you've got some excess ham at home or cold roast potatoes.
What are some of your favourite ways to use leftover food from Christmas day? Share below.
Poll: Would you rather: Christmas in summer forever or winter forever?
Just a bit of a fun poll to get you thinking.
If you had to live out your Christmas days, would you prefer it was a summer Christmas or a winter Christmas?
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62.2% Summer
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36.3% Winter
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1.4% Other - I'll share below
⚠️ DOGS DIE IN HOT CARS. If you love them, don't leave them. ⚠️
It's a message we share time and time again, and this year, we're calling on you to help us spread that message further.
Did you know that calls to SPCA about dogs left inside hot cars made up a whopping 11% of all welfare calls last summer? This is a completely preventable issue, and one which is causing hundreds of dogs (often loved pets) to suffer.
Here are some quick facts to share with the dog owners in your life:
👉 The temperature inside a car can heat to over 50°C in less than 15 minutes.
👉 Parking in the shade and cracking windows does little to help on a warm day. Dogs rely on panting to keep cool, which they can't do in a hot car.
👉 This puts dogs at a high risk of heatstroke - a serious condition for dogs, with a mortality rate between 39%-50%.
👉 It is an offence under the Animal Welfare Act to leave a dog in a hot vehicle if they are showing signs of heat stress. You can be fined, and prosecuted.
SPCA has created downloadable resources to help you spread the message even further. Posters, a flyer, and a social media tile can be downloaded from our website here: www.spca.nz...
We encourage you to use these - and ask your local businesses to display the posters if they can. Flyers can be kept in your car and handed out as needed.
This is a community problem, and one we cannot solve alone. Help us to prevent more tragedies this summer by sharing this post.
On behalf of the animals - thank you ❤️
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