2327 days ago

Things you need to know before you borrow $$...

Your friends at Neighbourly

Hey neighbours, are you thinking of borrowing money by taking out a loan?

Before you do - there's a few things you really need to know about. Take a minute and read the tips below to ensure you're asking the right questions and getting the best loan for you.

1. Shop around! Interest rates, fees and terms must be made available to you by the lender. Make sure you compare details and make an informed decision about what loan is best for you.

2. Choose a lender. Did you know that when you borrow money to buy something, you don’t have to borrow from the same person who is selling the goods?

3. Understand. Whoever is loaning you the money must ask questions to make sure you can afford the loan. They also need to help you understand the key terms of the loan.

4. Be prepared. You'll need to provide your lender with information to show that you can afford to repay the loan. This might include proof of income and expenses so make sure you have it ready.

Don't get on Auntie's bad side and do your research! You can find more information here.

Your friends at Neighbourly
Find out more

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More messages from your neighbours
4 hours ago

Poll: When should the tree go up? 🎄

The Team from Neighbourly.co.nz

From what we've heard, some Christmas trees are already being assembled and decorated.

What are your thoughts on the best time to get your Christmas tree up?

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When should the tree go up? 🎄
  • 4.3% Second half of November
    4.3% Complete
  • 38% 1st December
    38% Complete
  • 19.4% A week before Christmas
    19.4% Complete
  • 36.8% Whenever you wish
    36.8% Complete
  • 1.6% Other - I'll share below
    1.6% Complete
258 votes
14 hours ago

Riddle Me This, Neighbours! Bet You Can’t Guess It!

Riddler from The Neighbourly Riddler

Sometimes narrow, sometimes wide, wind or rain, I stay outside.
Even if there’s heat or snow, from house to house I will still go.
What am I?

Do you think you know the answer to our daily riddle? Don't spoil it for your neighbours! Simply 'Like' this post and we'll post the answer in the comments below at 2pm.

Want to stop seeing riddles in your newsfeed?
Head here and hover on the Following button on the top right of the page (and it will show Unfollow) and then click it. If it is giving you the option to Follow, then you've successfully unfollowed the Riddles page.

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7 hours ago