There's more to finance than a low interest rate...
Does a low interest rate equate to positive cash flow?
Before going ahead with the provider who has the lowest rate consider the impact of the suggested term on your cash flow. A low rate on a loan with a short term, which suits the lender and is not aligned to the life of the asset may result in negative cash flow. Positive cash flow and profitability may be more achievable when the finance structure is aligned to the economic life of the asset and your intended use.
Poll: ๐๏ธ Would you be keen to switch to a fortnightly rubbish collection, or do you prefer things as they are?
Aucklanders, our weekly rubbish collections are staying after councillors voted to scrap a proposed trial of fortnightly pick-ups.
We want to hear from you: would you be keen to switch to a fortnightly rubbish collection, or do you prefer things as they are?
Keen for the details? Read up about the scrapped collection trial here.
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88.9% Same!
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11.1% Would have liked to try something different
Neighbourhood Challenge: Who Can Crack This One? โ๏ธโ๐ฅโ
What has a head but no brain?
Do you think you know the answer? Simply 'Like' this post if you know the answer and the big reveal will be posted in the comments at 2pm on the day!
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Stand-Out Festive Decor: Build a Big DIY Nutcracker
Whip up a larger-than-life nutcracker and have it standing guard to greet guests this Christmas. This is an ideal opportunity to repurpose last yearโs baubles, leftover Resene paint testpots and leftover materials from previous projects. You could use an old cardboard box for the body and cover it in fabric scraps. Find out how to make your own nutcracker with these easy step by step instructions.
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