There's more to finance than a low interest rate...
Does a low interest rate equate to positive cash flow?
Before going ahead with the provider who has the lowest rate consider the impact of the suggested term on your cash flow. A low rate on a loan with a short term, which suits the lender and is not aligned to the life of the asset may result in negative cash flow. Positive cash flow and profitability may be more achievable when the finance structure is aligned to the economic life of the asset and your intended use.
🧩😏 Riddle me this, Neighbours…
I am an odd number. Take away a letter and I become even. What number am I?
Do you think you know the answer?
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Some Choice News!
DOC is rolling out a new tool to help figure out what to tackle first when it comes to protecting our threatened species and the things putting them at risk.
Why does this matter? As Nikki Macdonald from The Post points out, we’re a country with around 4,400 threatened species. With limited time and funding, conservation has always meant making tough calls about what gets attention first.
For the first time, DOC has put real numbers around what it would take to do everything needed to properly safeguard our unique natural environment. The new BioInvest tool shows the scale of the challenge: 310,177 actions across 28,007 sites.
Now that we can see the full picture, it brings the big question into focus: how much do we, as Kiwis, truly value protecting nature — and what are we prepared to invest to make it happen?
We hope this brings a smile!
🐾 It’s here! Our SPCA Merch has officially launched online 🐾
We’re excited to share our brand-new range of exclusive SPCA Merch, featuring tees, tote bags, socks, bandanas, and more 🛍️
Shop the range online now 🔗 www.spcaopshops.nz...
Every purchase helps raise vital funds to protect over 55,000 animals in need across NZ every year 💙
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