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From 1 July, the Reserve Bank of New Zealand (RBNZ) will be implementing the following changes:
DTI Restrictions Introduced
➖ 20% of new owner-occupier lending to borrowers with a DTI ratio over 6.
➖ 20% of new investor lending to borrowers with a DTI ratio over 7.
LVR Restrictions … View moreFrom 1 July, the Reserve Bank of New Zealand (RBNZ) will be implementing the following changes:
DTI Restrictions Introduced
➖ 20% of new owner-occupier lending to borrowers with a DTI ratio over 6.
➖ 20% of new investor lending to borrowers with a DTI ratio over 7.
LVR Restrictions Easing
✔20% of owner-occupier lending to borrowers with an LVR greater than 80% (increased from 15%).
✔ 5% of investor lending to borrowers with an LVR greater than 70% (deposit requirement reduced to 30% from 35%).
If you are an investor or first home buyer with a low deposit, get in touch with adviceHQ to see how this helps you.
#adviceHQ #NZPropertyInvestor #FirstHomeBuyer #RBNZ #LVR #DTI
Have you ever wondered if splurging on a high-quality bed truly makes a difference to your sleep quality and overall well-being?
Sealy Beds, a name synonymous with unparalleled comfort and enduring support, offers more than just a sleeping surface; they provide a sanctuary for restorative … View moreHave you ever wondered if splurging on a high-quality bed truly makes a difference to your sleep quality and overall well-being?
Sealy Beds, a name synonymous with unparalleled comfort and enduring support, offers more than just a sleeping surface; they provide a sanctuary for restorative sleep.
With the Sealy Exquisite Collection, the question of whether the price of a Sealy bed is worth it becomes not just about cost but about investing in your health and comfort.
Let's dive into the world of Sealy to explore the exceptional value these beds bring to your sleep sanctuary.
Is the Price of a Sealy Bed Worth it?
When it comes to investing in a quality bed, individuals seek not just comfort but also durability and support. In this quest, Sealy Beds emerges as a beacon of excellence.
The price of a Sealy bed goes beyond monetary value; it encompasses the assurance of a restful night's sleep, night after night.
With the Sealy Exquisite Collection, this assurance reaches new heights.
Crafted with precision and care, each bed in the Sealy Exquisite Collection embodies the fusion of luxury and functionality.
Innovative Support Technology. The Sealy Exquisite Collection beds have state-of-the-art support systems like the patented Titanium AlignSupport™ System. This unique technology ensures that each part of your body, including key pressure points, receives meticulous attention and support, adapting to your movements throughout the night.
Luxurious Materials and Craftsmanship. Each bed in the Sealy Exquisite Collection is crafted using only the finest materials. This careful selection contributes to the bed's luxurious feel and appearance and enhances its functionality by offering superior breathability, temperature regulation, and comfort.
The price of a Sealy bed extends far beyond the initial investment, promising years of rejuvenating sleep and well-being.
Sealy Exquisite Collection: A Comprehensive Review
Sealy has been at the forefront of mattress innovation for over a century. From pioneering technologies to groundbreaking designs, they continue to push the boundaries of sleep science.
With a legacy of craftsmanship spanning generations, Sealy is renowned for its attention to detail and commitment to excellence. Each mattress is meticulously crafted to deliver uncompromising quality and comfort.
Pros:
Unmatched Comfort. Sealy beds are synonymous with comfort. Crafted with premium materials and innovative technologies, they provide the perfect balance of support and cushioning, ensuring a restorative night's sleep.
Durability. Designed to withstand the test of time, Sealy beds are built to last. From reinforced edges to high-density foams, each component is engineered for maximum durability and resilience.
Variety. Whether you prefer plush pillow tops or firm support, Sealy offers a diverse range of mattresses to suit every preference and sleeping style.
Cons:
Price. While the quality of Sealy beds justifies the investment, they may be priced higher compared to some competitors. However, considering the long-term benefits they offer, many customers find the cost justified.
Rest Easy with Sealy Exquisite Collection
The Sealy Exquisite Collection epitomises luxury within reach.
With a legacy of excellence and a commitment to innovation, Sealy Beds redefines comfort and relaxation standards.
Each mattress is designed to provide the ultimate sleep experience, from advanced technologies to superior craftsmanship.
So why settle for anything less?
Discover the luxury Sealy collection today at Beds4U and upgrade your sleep to new heights of comfort and rejuvenation.
The Property market last couple of weeks doing well.
Thinking about moving but wondering what your current home is worth? Click the link to find your home’s Sale Price Estimate, free!
Want to know how much your home is worth? Find out now! homeasap.com...
Join the Tāmaki Makaurau Recovery Office to hear about:
- what Auckland Council is doing to help reduce flooding in Milford
- how you can reduce flooding in your home
- support available to protect people from future floods.
When: 5.30pm to 6.30pm, Tuesday 28 May 2024
Where: Milford … View moreJoin the Tāmaki Makaurau Recovery Office to hear about:
- what Auckland Council is doing to help reduce flooding in Milford
- how you can reduce flooding in your home
- support available to protect people from future floods.
When: 5.30pm to 6.30pm, Tuesday 28 May 2024
Where: Milford Baptist Church (3 Dodson Avenue, Milford)
Only selling as I am moving offices, so this needs to be gone before this Saturday (1/6/24). Measurements shown in pictures. Originally bought from Warehouse Stationary.
Buyer must pick up Milford, North Shore.
One drawer and one under shelf for storage.
Only selling as I am moving offices, so this needs to be gone before this Saturday (1/6/24). Buyer must pick up Milford, North Shore.
Measurements shown in pictures.
This is a steal and a must go price. Only selling as I am moving offices. So this couch needs to be gone before this Saturday (1/6/24).
Couch is in excellent condition with no stains, marks or rips. Very solid and sturdy, so will probably require two people to move.
Buyer must pick up … View moreThis is a steal and a must go price. Only selling as I am moving offices. So this couch needs to be gone before this Saturday (1/6/24).
Couch is in excellent condition with no stains, marks or rips. Very solid and sturdy, so will probably require two people to move.
Buyer must pick up Milford, North Shore
It might not be making quite so many headlines these days, but unfortunately, Covid is still here. If you’re 65 or over, taking care of yourself is just as important as ever.
The good news is, keeping up to date with the Covid vaccine can help protect you from serious illness. It’s free. And… View moreIt might not be making quite so many headlines these days, but unfortunately, Covid is still here. If you’re 65 or over, taking care of yourself is just as important as ever.
The good news is, keeping up to date with the Covid vaccine can help protect you from serious illness. It’s free. And recommended for you and many others as long as you haven’t had the vaccine, or Covid, in the last 6 months.
To book your vaccination, or talk to your healthcare provider.
Ryman is proud to be recognised as New Zealand’s Most Trusted Brand in Aged Care & Retirement Villages once again! So we want to say THANK YOU Aotearoa, for your continued trust and support. Together, we’ll continue building vibrant communities where everyone can thrive.
Here’s to 10 … View moreRyman is proud to be recognised as New Zealand’s Most Trusted Brand in Aged Care & Retirement Villages once again! So we want to say THANK YOU Aotearoa, for your continued trust and support. Together, we’ll continue building vibrant communities where everyone can thrive.
Here’s to 10 more years of trust and excellence! #Ryman #MostTrusted #Community
Click read more for more information.
Celebrate the Māori new year during the Matariki Festival 2024! ✨
Explore more than 80 whānau-friendly events across Tāmaki Makaurau from 15 -30 June.
Matariki tuia ngā whetū, tuia ngā tāngata
Matariki weaver of the stars, weaver of the people
ℹ️ Find out more by clicking … View moreCelebrate the Māori new year during the Matariki Festival 2024! ✨
Explore more than 80 whānau-friendly events across Tāmaki Makaurau from 15 -30 June.
Matariki tuia ngā whetū, tuia ngā tāngata
Matariki weaver of the stars, weaver of the people
ℹ️ Find out more by clicking "read more"
Winter is knocking at the door and the cost of living has already made itself at home. So let's help each other out by sharing your meal ideas that don't break the bank.
Comment below with your go-to meals that are delicious and affordable.
Type 'Not For Print' if you wish… View moreWinter is knocking at the door and the cost of living has already made itself at home. So let's help each other out by sharing your meal ideas that don't break the bank.
Comment below with your go-to meals that are delicious and affordable.
Type 'Not For Print' if you wish your comments to be excluded from the Conversations column of your local paper.
Milford Anglican Op shop is packed full of winter clothes and other goodies at reasonable prices.
10 Otakau Road Milford.
Open 9.30-3.30 Monday to Friday and 9-12 Saturday
Come and visit
These members have been drawn as our winners of the $100 petrol vouchers. Congrats to:
Sheryl Thompson from Hamilton
Tane LcLeay from Three Kings
Sandeep Kaur from Hastings
… View moreThese members have been drawn as our winners of the $100 petrol vouchers. Congrats to:
Sheryl Thompson from Hamilton
Tane LcLeay from Three Kings
Sandeep Kaur from Hastings
Sarah Bolton from Thorndon
Not a winner? Good luck next time!
Winners can get in touch here or by emailing helpdesk@neighbourly.co.nz before 4th June.
The impact of crime, suicide, and traumatic events can be overwhelming, but as a Victim Support volunteer, you can help victims navigate their darkest moments. With your empathy and support, victims can feel empowered to take the next steps.
Our volunteers are everyday heroes who provide … View moreThe impact of crime, suicide, and traumatic events can be overwhelming, but as a Victim Support volunteer, you can help victims navigate their darkest moments. With your empathy and support, victims can feel empowered to take the next steps.
Our volunteers are everyday heroes who provide essential guidance and a listening ear. You don’t need to be a professional; just bring your genuine self and a willingness to make a difference. Join our team and be the difference in someone's life today.
With heartfelt thanks,
The Victim Support Team
© Neighbourly 2024
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