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Things you need to know before you borrow $$...
Hey neighbours, are you thinking of borrowing money by taking out a loan?
Before you do - there's a few things you really need to know about. Take a minute and read the tips below to ensure you're asking the right questions and getting the best loan for you.
1. Shop around! Interest rates, fees and terms must be made available to you by the lender. Make sure you compare details and make an informed decision about what loan is best for you.
2. Choose a lender. Did you know that when you borrow money to buy something, you don’t have to borrow from the same person who is selling the goods?
3. Understand. Whoever is loaning you the money must ask questions to make sure you can afford the loan. They also need to help you understand the key terms of the loan.
4. Be prepared. You'll need to provide your lender with information to show that you can afford to repay the loan. This might include proof of income and expenses so make sure you have it ready.
Don't get on Auntie's bad side and do your research! You can find more information here.
Your friends at Neighbourly
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Poll: Do you mind when neighbours leave freebies on the street?
Some spare wood, used furniture or children's toys - do you mind when your neighbours leave goods on the street for others to make use of?
Share your thoughts in the comments and poll below.
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86% It's fine!
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11.3% It annoys me!
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2.7% Other - I'll share below
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Happy Tuesday, neighbours, can you figure out what I am?
I can be long, or I can be short.
I can be grown, and I can be bought.
I can be painted, or left bare.
I can be round, or square.
What am I?
Do you think you know the answer to our daily riddle? Don't spoil it for your neighbours! Simply 'Like' this post and we'll post the answer in the comments below at 2pm.
Want to stop seeing riddles in your newsfeed? No worries! Simply head here and click once on the Following button.
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Poll: Do you believe in ghosts?
Just for a little bit of fun, we'd love to know whether Kiwis believe in ghosts. What goes on in our communities that we don't know about!
Perhaps you've seen a ghost or lived in a haunted home in New Zealand. We'd love to know, so vote in our poll and share your experiences in the comments below.
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55% Yes
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42.8% No
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2.2% Other - I'll share below