Entering the property market without a solid financial plan?..
Entering the property market without a solid financial plan can lead to costly mistakes. Here’s why knowing your limits can set you up for success in the long term. 🏠💡
A clear financial plan is key to navigating the property market with confidence, especially when auctions are involved. Knowing your limits helps prevent panic buying and ensures you stay on track for long-term success.
The same approach applies to your house and contents insurance—exploring special rates for existing policyholders can save you money. 📄✨
When it comes to financing your home, a common guideline is to keep your mortgage costs under one-third of your income. Whether you opt for a low-interest loan or prefer the flexibility of an offset account, make sure to read the fine print carefully. Hidden restrictions could affect your future plans.
And while it’s easier said than done, each of these requirements will take time and energy to carry out. But it’s worth remembering that your efforts will be rewarded many times over in terms of self-satisfaction, presentation and many happy returns.
Looking for expert guidance to navigate the property market with confidence? Connect with me today, and let’s discuss a strategy that aligns with your financial goals
#RealEstateAdvice #PropertyInvestment #FinancialPlanning #MortgageStrategy #HomeOwnership #TaurangaRealEstate #HomeBuyingTips
Poll: When should the tree go up? 🎄
From what we've heard, some Christmas trees are already being assembled and decorated.
What are your thoughts on the best time to get your Christmas tree up?
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5% Second half of November
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44.8% 1st December
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16.7% A week before Christmas
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32.3% Whenever you wish
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1.2% Other - I'll share below
What's your favourite tomato recipe?
Kia ora neighbours. We know your tomato plants are still growing, but we're looking ahead to the harvest already! If you've got a family recipe for tomatoes, we'd love to see it and maybe publish it in our magazine to share with our readers. Send your recipe to mailbox@nzgardener.co.nz, and if we use it in the mag, you will receive a free copy of our February 2025 issue.
Poll: Should all neighbours have to contribute to improvements?
An Auckland court has ruled a woman doesn’t have to contribute towards the cost of fixing a driveway she shares with 10 neighbours.
When thinking about fences, driveways or tree felling, for example, do you think all neighbours should have to pay if the improvements directly benefit them?
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0% Yes
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0% No
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0% Other - I'll share below
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