3143 days ago

Is your house insurance valid? Ours wasn't!

Rebecca from Te Puke

we have just bought and are selling a house and through the LIM and our lawyer, discovered that the wood burner in the house we were buying was not on the original building plans and did not have a current compliance letter. Therefore we were informed by our lawyer, in the case of a fire our insurance could be invalid.
I then went and checked the house we are selling and guess what ... that wasn't on the council records and didn't have any letter of compliance, so our current , very expensive insurance as we have tenants , is also not valid for a fire!
I'm rushing around getting it compliance checked and registered on the council files but just thought I might share this as many of you might be in the same boat without realising it.
Also, for all you renters out there, I was recently advised that if you have contents insurance it can also stop you from being liable if there is a fire. I didn't know as tenants you could be held liable but apparently you can... worth looking into.
Maybe someone better versed in New Zealand law / insurance may want to comment.

More messages from your neighbours
3 hours ago

Get up to $30,000 back* with your new home

Bob Owens Retirement Village

Sign up to an independent apartment or townhouse at a participating Ryman village by 31 March 2026 and receive a $30,000 credit on settlement or sign up to a serviced apartment and receive a $10,000 credit on settlement*.

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*Participating villages only, Terms and conditions apply.

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12 hours ago

πŸŽ‰ Riddle me this, legends! πŸŽ‰

The Riddler from The Neighbourly Riddler

He/She who makes it, sells it.
He/She who buys it, doesn't use it.
The user doesn't know they are using it.
What is it?

(Shezz from Ngāruawāhia kindly provided this head-scratcher ... thanks, Shezz!)

Do you think you know the answer? Simply 'Like' this post if you know the answer and the big reveal will be posted in the comments at 2pm on the day!

Want to stop seeing these in your newsfeed?
Head here and hover on the Following button on the top right of the page (and it will show Unfollow) and then click it. If it is giving you the option to Follow, then you've successfully unfollowed the Riddles page.

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2 days ago

Poll: If we want to reduce speeding, what do you think actually changes driver behaviour? πŸ›»πŸš¨πŸš“

The Team from Neighbourly.co.nz

In the Post's article on speeding penalties, the question is asked whether speeding fines are truly about road safety, or are they just a way to boost revenue for the Crown?

What do you think? Should speeding motorists receive speeding fines or demerit points?

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If we want to reduce speeding, what do you think actually changes driver behaviour? πŸ›»πŸš¨πŸš“
  • 37.4% The sting of a fine (Money talks!)
    37.4% Complete
  • 62.6% The threat of demerit points (Nobody wants to lose their license!)
    62.6% Complete
529 votes