Is your house insurance valid? Ours wasn't!
we have just bought and are selling a house and through the LIM and our lawyer, discovered that the wood burner in the house we were buying was not on the original building plans and did not have a current compliance letter. Therefore we were informed by our lawyer, in the case of a fire our insurance could be invalid.
I then went and checked the house we are selling and guess what ... that wasn't on the council records and didn't have any letter of compliance, so our current , very expensive insurance as we have tenants , is also not valid for a fire!
I'm rushing around getting it compliance checked and registered on the council files but just thought I might share this as many of you might be in the same boat without realising it.
Also, for all you renters out there, I was recently advised that if you have contents insurance it can also stop you from being liable if there is a fire. I didn't know as tenants you could be held liable but apparently you can... worth looking into.
Maybe someone better versed in New Zealand law / insurance may want to comment.
Neighbourhood Challenge: Who Can Crack This One? ⛓️💥❔
What has a head but no brain?
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We want to know: Have you thought about cutting your insurance cover to save costs?
Senior business reporter Rob Stock tackles a big question many of us have wondered about: “What are the pros and cons of cutting back on insurance?”
So we’re curious… What are your thoughts on trimming your insurance cover? Have you ever considered it?
Want to dive deeper? Rob Stock has the full breakdown.
Boxing Day Alert! Grab a Mattress That Feels Out of This World
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Neighbours, your dream bed is waiting - don’t let another sleepless night pass!
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