The Upside to Down-sizing
Embrace the Freedom! ✨🏠
Ever dreamt of trading in your big house for a simpler, stress-free life filled with travel, friends, and freedom? You’re not alone! Many over 55 are considering downsizing, and it's easy to see why.
👵👴 Why Downsizing?
Once the kids have flown the nest, the appeal of a smaller, more manageable home becomes crystal clear.
💰 Financial Benefits
There are some sweet financial perks too! For those over 65, selling your home and downsizing don’t forget to factor in selling and buying costs and have a chat with your financial advisor about how this could impact your pension.
🌟 Positive Mindset
Downsizing is all about a positive mindset and focusing on what you truly need versus what you want. It's like saving for your first home all over again, but this time with a twist.
📦 Declutter and Organise
Decluttering is key! Go through your stuff room by room and decide what to keep, discard, donate, or sell. You'll be amazed at how liberating it feels to let go of the excess.
🏡 Maximise Your Space
With less space, it’s crucial to make every inch count. Measure your furniture to ensure it fits and consider using one statement piece per room. Smart storage solutions are your best friend – think under-bed storage, wall-mounted TVs, and multi-purpose furnishings.
Once you’ve settled into your cosy new space, you’ll love the newfound simplicity and joy that comes with downsizing. Here’s to new adventures and a hassle-free future! 🌈✨
Poll: If we want to reduce speeding, what do you think actually changes driver behaviour? 🛻🚨🚓
In the Post's article on speeding penalties, the question is asked whether speeding fines are truly about road safety, or are they just a way to boost revenue for the Crown?
What do you think? Should speeding motorists receive speeding fines or demerit points?
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37% The sting of a fine (Money talks!)
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63% The threat of demerit points (Nobody wants to lose their license!)
🎉 Riddle me this, legends! 🎉
He/She who makes it, sells it.
He/She who buys it, doesn't use it.
The user doesn't know they are using it.
What is it?
(Shezz from Ngāruawāhia kindly provided this head-scratcher ... thanks, Shezz!)
Do you think you know the answer? Simply 'Like' this post if you know the answer and the big reveal will be posted in the comments at 2pm on the day!
Want to stop seeing these in your newsfeed?
Head here and hover on the Following button on the top right of the page (and it will show Unfollow) and then click it. If it is giving you the option to Follow, then you've successfully unfollowed the Riddles page.
Scam Alert: Bank cold calls
ASB is warning customers about reports of cold calls from scammers claiming to be from ASB. These scammers are trying to obtain personal information, including usernames, dates of birth, and verification codes sent to your mobile phone.
🛡️ The "Caller Check" Test
If you get a call from someone claiming to be from ASB and you’re unsure, just ask them for a Caller Check. You will then be able to verify the call through the app.
Remember, banks will:
❌ Never ask for your banking passwords, PINs, or verification codes
❌ Never need to know your full credit card number – especially the CVC
❌ Never ask you to download software or remotely access your device
❌ Never ask you to purchase gift cards or transfer funds.
If you have received a phone call and think your account has been compromised, call ASB on 0800 ASB FRAUD (0800 272 372), or visit your local branch.
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