Entering the property market without a solid financial plan?..
Entering the property market without a solid financial plan can lead to costly mistakes. Here’s why knowing your limits can set you up for success in the long term. 🏠💡
A clear financial plan is key to navigating the property market with confidence, especially when auctions are involved. Knowing your limits helps prevent panic buying and ensures you stay on track for long-term success.
The same approach applies to your house and contents insurance—exploring special rates for existing policyholders can save you money. 📄✨
When it comes to financing your home, a common guideline is to keep your mortgage costs under one-third of your income. Whether you opt for a low-interest loan or prefer the flexibility of an offset account, make sure to read the fine print carefully. Hidden restrictions could affect your future plans.
And while it’s easier said than done, each of these requirements will take time and energy to carry out. But it’s worth remembering that your efforts will be rewarded many times over in terms of self-satisfaction, presentation and many happy returns.
Looking for expert guidance to navigate the property market with confidence? Connect with me today, and let’s discuss a strategy that aligns with your financial goals
#RealEstateAdvice #PropertyInvestment #FinancialPlanning #MortgageStrategy #HomeOwnership #TaurangaRealEstate #HomeBuyingTips
Poll: If we want to reduce speeding, what do you think actually changes driver behaviour? 🛻🚨🚓
In the Post's article on speeding penalties, the question is asked whether speeding fines are truly about road safety, or are they just a way to boost revenue for the Crown?
What do you think? Should speeding motorists receive speeding fines or demerit points?
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37.2% The sting of a fine (Money talks!)
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62.8% The threat of demerit points (Nobody wants to lose their license!)
🎉 Riddle me this, legends! 🎉
He/She who makes it, sells it.
He/She who buys it, doesn't use it.
The user doesn't know they are using it.
What is it?
(Shezz from Ngāruawāhia kindly provided this head-scratcher ... thanks, Shezz!)
Do you think you know the answer? Simply 'Like' this post if you know the answer and the big reveal will be posted in the comments at 2pm on the day!
Want to stop seeing these in your newsfeed?
Head here and hover on the Following button on the top right of the page (and it will show Unfollow) and then click it. If it is giving you the option to Follow, then you've successfully unfollowed the Riddles page.
Scam Alert: Bank cold calls
ASB is warning customers about reports of cold calls from scammers claiming to be from ASB. These scammers are trying to obtain personal information, including usernames, dates of birth, and verification codes sent to your mobile phone.
🛡️ The "Caller Check" Test
If you get a call from someone claiming to be from ASB and you’re unsure, just ask them for a Caller Check. You will then be able to verify the call through the app.
Remember, banks will:
❌ Never ask for your banking passwords, PINs, or verification codes
❌ Never need to know your full credit card number – especially the CVC
❌ Never ask you to download software or remotely access your device
❌ Never ask you to purchase gift cards or transfer funds.
If you have received a phone call and think your account has been compromised, call ASB on 0800 ASB FRAUD (0800 272 372), or visit your local branch.
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