Managing the impact of rising costs in your home 🏡
In the face of escalating living expenses, implementing strategies to stretch your dollar becomes crucial. Small savings across various aspects of your life can accumulate into significant financial relief. Let’s explore effective ways to manage the impact of rising costs in your home.
Start by scrutinising your home loan. Amidst increasing interest rates, reviewing your home loan is a prudent step. Beyond the interest rate, consider factors like the loan term, home equity, and how well the loan aligns with your financial goals. This assessment may unearth opportunities to save money and better align your loan with your future objectives. 💸
Examine substantial expenses such as memberships, subscriptions, and recurring costs. Evaluating these expenditures might reveal opportunities to switch to annual payments or temporarily scale back to optimise your budget.
Pooling resources with friends for streaming services is a smart move. Assess your subscriptions and contemplate sharing multi-screen services with friends to make efficient use of your entertainment budget. 📺
Trimming expenses on takeaways is another impactful measure. While convenient, frequent takeaways can strain your disposable income. 🍔 Consider deleting food delivery apps to reduce temptation and explore home-cooked ‘fakeaway’ alternatives for everyday meals, reserving the real deal for special occasions.
Crafting a meal plan can significantly impact your budget. Plan your meals for the week, including snacks and desserts, and cook extra servings for leftovers. This disciplined approach reduces reliance on takeaways during low-energy evenings.
Opt for online grocery shopping to adhere to your meal plan and avoid overspending. Be aware of the day supermarkets update their specials, on say Wednesdays. Make use of your Gold Card at the supermarkets who encourage its use, making it an ideal day to shop and capitalise on new offers.
Energy costs often go unnoticed, but comparing providers and switching to a more economical deal can yield substantial savings. 💡 Leverage your local government’s comparison website to assess providers against your usage rate. Some companies may even offer rebates for comparing and switching.
After optimising your energy costs, implement energy-saving practices. Make small adjustments, such as turning off heaters and appliances when not in use. Consider using fans instead of air conditioners and smaller space heaters to reduce overall heating expenses. An electric blanket can provide warmth on cooler nights without increasing your heating costs.
Review and refine how you organise your finances. Compartmentalise your savings and discretionary spending categories to stay on top of your priorities. Placing non-essential savings in an account with limited access can discourage unnecessary expenditures.
In times of rising fuel prices, comparing petrol costs becomes essential. Apps like Gaspy enable you to find the lowest prices in your area, helping you save on fuel expenses. ⛽️
As interest rates fluctuate, it’s an opportune moment to reassess your financial situation.
Good luck !
Contact me for more real estate tips 0274 951 536 📱
#realestatetips #mattwineerarealestate #tauranga
Live Q&A: Garden maintenance with Crewcut
This Wednesday, we are having another Neighbourly Q&A session. This time with John Bracewell from Crewcut.
John Bracewell, former Black Caps coach turned Franchisee Development Manager and currently the face of Crewcut’s #Movember campaign, knows a thing or two about keeping the grass looking sharp—whether it’s on a cricket pitch or in your backyard!
As a seasoned Crewcut franchisee, John is excited to answer your lawn and gardening questions. After years of perfecting the greens on the field, he's ready to share tips on how to knock your garden out of the park. Let's just say he’s as passionate about lush lawns as he is about a good game of cricket!
John is happy to answer questions about lawn mowing, tree/hedge trimming, tidying your garden, ride on mowing, you name it! He'll be online on Wednesday, 27th of November to answer them all.
Share your question below now ⬇️
Georgina's Rhubarb Crumble
Craving a dessert that makes the most of spring's fresh produce? Look no further than Georgina's signature Rhubarb Crumble.
This delicious treat has become a favourite at Ryman’s Bert Sutcliffe Village, where the sweet and tangy aroma often wafts through the air, tempting neighbours in for a taste. It’s also a hit with Georgina's 13-year-old granddaughter, Brooklyn, who loves serving it warm with gooey custard or a scoop of melting vanilla ice cream.
Click read more for the recipe.
Tips on Choosing the Right Mattress Size for Quality Sleep Every Night
When it comes to getting a good night's sleep, the right mattress size plays a crucial role.
You might have heard myths about beds and frames and which size suits you.
Today, we're here to demystify these myths and provide a size-by-size comparison to help you find the perfect fit for your needs.
Finding the Perfect Fit
Selecting the right mattress size is akin to finding the perfect fit in a world of options.
Much like trying on clothes or shoes, your mattress size should cater to your individual needs and preferences.
Let's explore some key factors to consider when finding the perfect fit for your mattress:
1. Personal Preferences.
Consider your sleeping habits and personal space preferences.
Do you like to sprawl out or curl up?
Are you a solo sleeper, or do you share the bed with a partner, kids, or pets?
Understanding your personal preferences is essential in determining the ideal mattress size.
2. Bedroom Size.
Take the dimensions of your bedroom into account when choosing a mattress size.
A spacious bedroom can accommodate larger mattress sizes, whereas smaller bedrooms may require more compact options to ensure ample space for movement and furniture placement.
3. Sleeping Partners.
If you share the bed with a partner, consider their sleeping habits and space requirements.
A larger mattress size, such as a queen or king, provides ample space for both individuals to move comfortably without disturbing each other's sleep.
What Size Should You Get?
Let's break it down size by size:
Single Mattress (91cm x 188cm). Ideal for kids' rooms, guest rooms, or small bedrooms. A single mattress is also a good option for individuals who prefer sleeping alone and value space conservation.
Double Mattress (137cm x 188cm). Also known as a full-size mattress, this option offers more room to stretch out than a single mattress. It's suitable for couples who like to snuggle or for individuals who appreciate extra space.
Queen Mattress (153cm x 203cm). The queen mattress is one of the most popular choices for couples. It provides ample space for two people to sleep comfortably without feeling cramped. It's also a great option for individuals who enjoy sprawling out.
King Mattress (167cm x 203cm). The king mattress offers the most space out of all the standard sizes. It's perfect for couples who want plenty of room to move around or for families who like to co-sleep with young children or pets.
Choosing the Perfect Mattress Size for Your Sleep Needs
Mattress sizes can vary around the world, which can sometimes lead to confusion. In New Zealand, we follow standard sizes such as single, double, queen, and king.
However, it's essential to consider your personal preferences and the dimensions of your bedroom and furniture when choosing a mattress size.
Selecting the right mattress size is crucial for a good night's sleep.
By understanding the differences between single, double, queen, and king mattresses, you can make an informed decision that meets your needs and preferences.
At Beds4U, we're committed to helping you find the perfect mattress size.
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