Should we get insurance when renting a home?
When you’re hashtag#rentingahouse, it can be easy to think of insurance as your landlord’s problem.
You’re just the hashtag#tenant, right?
It’s important to remember that while you don’t own the place you call home, it’s filled with all your stuff 📺📸💿📱🚲⛷️🏂🏌️🏄🏋️👕👖👢👜🏏🏒🎹🥁🖥️(you get the picture) – and that stuff could cost a lot to replace if the worst happens.
For example, if there’s a big fire 🔥, the landlord’s insurance will cover the structural damage to the home but it won’t cover the loss of your clothes, electronics, furniture or anything else you had inside at the time.
That’s where contents insurance comes in.👍 Start by calculating your laptop, smartphone and clothes, plus any big electrical appliances (like a TV or washing machine). Even the cost of replacing your bed, sheets, duvet and pillows might make you wince.
If the thought of having to replace all those items with your own savings sounds painful, insurance might be worth it for you, after all.
Contact me for more real estate tips 0274 951 536 📱
#realestatetips hashtag#mattwineerarealestate hashtag#tauranga
Poll: Do you think NZ should ban social media for youth?
The Australian Prime Minister has expressed plans to ban social media use for children.
This would make it illegal for under 16-year-olds to have accounts on platforms including TikTok, Instagram, Facebook and X.
Social media platforms would be tasked with ensuring children have no access (under-age children and their parents wouldn’t be penalised for breaching the age limit)
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Do you think NZ should follow suit? Vote in our poll and share your thoughts below.
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84% Yes
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14.7% No
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1.3% Other - I'll share below
Do you know what a Conditional Agreement means?
Do you know what a Conditional Agreement means?
A conditional agreement is an agreement for the Sale & Purchase of real estate and is a legally binding agreement, but it is subject to certain conditions being satisfied.
These might relate to:
1️⃣ the purchaser arranging suitable finance to complete the purchase,
2️⃣ receipt of a satisfactory builder’s report and/or valuer’s report;
3️⃣ receipt of a satisfactory Land Information Memorandum (LIM);
4️⃣ or the purchaser’s solicitor approving the title to the property.
The Sale & Purchase agreement may also have conditions that require the seller to do something by a certain date.
Once all the conditions are satisfied the agreement becomes unconditional.
Whether you're the savvy buyer or the strategic seller, remember the golden rule: legal advice is your guiding light. 🌟 Legal advice ensures the conditions are crystal clear, paving the way for your seamless real estate journey!
So, next time you're navigating your real estate journey of property transactions, remember: knowledge is power, and legal advice is your compass!💡
Contact me for more real estate advice. My advice is given freely and without obligation. ✨
Spring gardening tips
Dreaming of a garden bursting with colour and fresh produce? Shane Fairbairn, Ryman Healthcare’s Landscape Manager, shares his top tips to make it happen. You’ll be set to create a gorgeous, relaxing space in no time - grab your trowel, and let’s dig in.
Click read more for more information.
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