Business loans "Prospa" - be careful
I see Prospa is posting a sponsored message. Be aware that interests have been reported as high as 30.2%.
Any loan without assets are going to charged a lot. While this could tide you over for a few months, I strongly recommend keeping the payback period as short as possible, preferably one month term.
From Prospa: "We use a risk-based pricing model to determine the cost for each individual customer using data such as industry, years in business and cash flow. We do also have to consider the current environment to responsibly assess risk, to ensure we lend appropriately."
Poll: Do you think NZ should ban social media for youth?
The Australian Prime Minister has expressed plans to ban social media use for children.
This would make it illegal for under 16-year-olds to have accounts on platforms including TikTok, Instagram, Facebook and X.
Social media platforms would be tasked with ensuring children have no access (under-age children and their parents wouldn’t be penalised for breaching the age limit)
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Do you think NZ should follow suit? Vote in our poll and share your thoughts below.
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84.6% Yes
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13.9% No
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1.5% Other - I'll share below
What's your favourite recipe for courgettes?
Kia ora neighbours. If you've got a family recipe for courgettes, we'd love to see it and maybe publish it in our magazine. Send your recipe to mailbox@nzgardener.co.nz, and if we use it in the mag, you will receive a free copy of our January 2025 issue.
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What is it that when given one, you’ll have either two or none?
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