Things you need to know before you borrow $$...
Hey neighbours, are you thinking of borrowing money by taking out a loan?
Before you do - there's a few things you really need to know about. Take a minute and read the tips below to ensure you're asking the right questions and getting the best loan for you.
1. Shop around! Interest rates, fees and terms must be made available to you by the lender. Make sure you compare details and make an informed decision about what loan is best for you.
2. Choose a lender. Did you know that when you borrow money to buy something, you don’t have to borrow from the same person who is selling the goods?
3. Understand. Whoever is loaning you the money must ask questions to make sure you can afford the loan. They also need to help you understand the key terms of the loan.
4. Be prepared. You'll need to provide your lender with information to show that you can afford to repay the loan. This might include proof of income and expenses so make sure you have it ready.
Don't get on Auntie's bad side and do your research! You can find more information here.
Your friends at Neighbourly
Today’s Mind-Bender is the Last of the Year! Can You Guess It Before Everyone Else? 🌟🎁🌲
I dance in the sky with green and gold, a spectacle few are lucky to behold; I’m best seen in the south, a celestial sight—what am I, lighting up the New Zealand night?
Do you think you know the answer? Simply 'Like' this post and we'll post the answer in the comments below at 2pm on the day!
Want to stop seeing these in your newsfeed? No worries! Simply head here and click once on the Following button.
Poll: Do you set New Year’s resolutions?
🎉 2026 is almost here!
We’re curious ... how do you welcome it?
Do you set resolutions, follow special traditions, or just go with the flow?
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9.8% Yes! New Year, New Me
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21.8% Yes - but I rarely stick to them
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68.4% Nah - not for me
Keep safe and happy in Hawke’s Bay these holidays
As holiday-makers enjoy their time in the sunny Hawke’s Bay, Police have advice for both locals and visitors about how to ensure we head into 2026 on a high note.
Inspector Lincoln Sycamore, Hawke’s Bay Area Commander, says he wants everyone to have a safe and enjoyable New Year in our region.
“We welcome you if you’re in Hawke’s Bay to enjoy the weather, food, and everything else our area has to offer. Respect each other, don’t overindulge and make good decisions. Don’t be ‘that person’ who ruins it for everyone.”
🔵 Staff deployed across Hawke’s Bay, to beaches, events and more
“Keep yourselves safe and look after each other,” says Inspector Sycamore.
There will be a strong Police presence in traditional holiday hotspots across our region, including our beautiful beaches.
We all have a responsibility to ensure our friends and loved ones are safe this summer, so keep an eye out and report any concerns you have.”
🔵 Visible presence on Hawke’s Bay roads: If you can’t follow road rules, expect to see red and blue in your rear-view.
Inspector Sycamore says officers will continue to be out on our roads, targeting unsafe drivers.
“Alcohol continues to be a factor in a number of crashes across the region, and we will continue to set up checkpoints and breath test drivers,” he says.
"Wear your seatbelt, don’t drink and drive, stay off your phone and make sure you’re rested."
🔵 When you’re shopping, we’ll be watching
As you flash your cash at the holiday sales, Police beat teams will be conducting routine patrols through retail areas right into the New Year.
Inspector Sycamore says officers will be checking in with local store workers and members of the community.
If you feel unsafe or have concerns about dangerous, illegal or suspicious behaviour, call Police on 111.
For non-urgent concerns you can call 105 or visit www.police.govt.nz... and report the incident online.
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