Things you need to know before you borrow $$...
Hey neighbours, are you thinking of borrowing money by taking out a loan?
Before you do - there's a few things you really need to know about. Take a minute and read the tips below to ensure you're asking the right questions and getting the best loan for you.
1. Shop around! Interest rates, fees and terms must be made available to you by the lender. Make sure you compare details and make an informed decision about what loan is best for you.
2. Choose a lender. Did you know that when you borrow money to buy something, you don’t have to borrow from the same person who is selling the goods?
3. Understand. Whoever is loaning you the money must ask questions to make sure you can afford the loan. They also need to help you understand the key terms of the loan.
4. Be prepared. You'll need to provide your lender with information to show that you can afford to repay the loan. This might include proof of income and expenses so make sure you have it ready.
Don't get on Auntie's bad side and do your research! You can find more information here.
Your friends at Neighbourly
Show us what you've been up to...
Brighten our day, and show us a glimpse into your world, neighbours.
We'd love to see some of the photos you've taken lately or any craft/DIY projects you're working on.
Simply add a photo below 📷🌅 🌻
Poll: Is street parking fair game?
Some people are frustrated by their neighbours or neighbour's friends parking on the street outside their house. This means they have to park further away themselves.
Do you think it is inconsiderate to park directly outside a neighbour's house on the road? Or do you think street parking is fair game?
Share your thoughts below.
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66.1% Yes, street parks belong to no one
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31.8% No, it's inconsiderate
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2.1% Other - I'll share below
Do you have a great recipe for pears?
Kia ora neighbours. We give away free copies to readers whose recipes are used in our magazine, and we're still on the hunt for pear recipes! Send your family's favourite way to use up this delicious fruit, to mailbox@nzgardener.co.nz, by the end of this week . If we use it in the mag, you will receive a free copy of the April issue.
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