Things you need to know before you borrow $$...
Hey neighbours, are you thinking of borrowing money by taking out a loan?
Before you do - there's a few things you really need to know about. Take a minute and read the tips below to ensure you're asking the right questions and getting the best loan for you.
1. Shop around! Interest rates, fees and terms must be made available to you by the lender. Make sure you compare details and make an informed decision about what loan is best for you.
2. Choose a lender. Did you know that when you borrow money to buy something, you don’t have to borrow from the same person who is selling the goods?
3. Understand. Whoever is loaning you the money must ask questions to make sure you can afford the loan. They also need to help you understand the key terms of the loan.
4. Be prepared. You'll need to provide your lender with information to show that you can afford to repay the loan. This might include proof of income and expenses so make sure you have it ready.
Don't get on Auntie's bad side and do your research! You can find more information here.
Your friends at Neighbourly
Winner winner!
Congratulations to the winners of our $100 Mitre10 vouchers:
Justine Terrill from Mount Albert
Suzette Gibson from Nelson
Soumya Manoj from Lower Hutt
Millie George from Richmond Hill
If you're a winner, get in touch here.
Not a winner this week? There's always next week!
Solve This Riddle or Be Left Scratching Your Head!
With pointed fangs, I sit and wait;
with piercing force, I crunch out fate.
I grab victims, proclaiming might,
and physically join with a single bite.
What am I?
Do you think you know the answer to our daily riddle? Don't spoil it for your neighbours! Simply 'Like' this post and we'll post the answer in the comments below at 2pm.
Want to stop seeing riddles in your newsfeed?
Head here and hover on the Following button on the top right of the page (and it will show Unfollow) and then click it. If it is giving you the option to Follow, then you've successfully unfollowed the Riddles page.
Poll: How should Guy Fawkes be celebrated?
While it is a fun occasion, fireworks on Guy Fawkes Night has caused much conflict over the years, upsetting our pets and disrupting the sleep of neighbours.
How should we celebrate Guy Fawkes Night? Vote in our poll and share your thoughts below.
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28.1% With a city-wide public fireworks display
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20.8% Small fireworks displays in each community
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7.4% Keep it as is
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32% We shouldn't celebrate it!
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11.2% Anything but fireworks
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0.6% Other - I'll share below
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