Q Card
I recently, received a flier extolling the virtues of using a Q Card for credit. BEWARE. I have just rescued a friend, who was in that trap, by refinancing. The interest rate was 25.9%, and the repayments would have taken taken an awful time to wipe the loan. Even credit cards, are only around 20-21% in comparison. With the pressures of Christmas spending upon us, Q Cards, are not the way to go. Many large retailers, are promoting the use of these cards. If this post, saves just one family from financial misery, my job is done.
From rugged campsite to 7.5ha resort
Grant Kilby has always loved camping. His mum was director of health at the YMCA, and he would attend YMCA camps in the school holidays. “I think it was mandatory that I was there,” he jokes.
He went on camping holidays with his parents, and later, took his own kids.
“Camping’s been in my blood.”
Poll: Is it ok to regift something that you have been given?
🎁 Holiday Gift Chat!
Do you ever regift?
What’s your take on asking for a receipt if a gift doesn’t fit?
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78.7% Yes! It's better to regift what I don't need
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21.3% No. It's the thought and effort that matters
Poll: When do you shop the sales?
Bargain hunters made the most of Boxing Day sales at Centre Place and The Base in Hamilton on Friday.
However, a marketing expert believes Boxing Day sales, long a staple of Kiwi life post-Christmas, is on the outer as Black Friday becomes more popular.
When do you shop the sales? Tell us more in the comments (adding NFP if you don't want your words used in print).
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0% Black Friday
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0% Boxing Day
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100% I don't
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