Things you need to know before you borrow $$...
Hey neighbours, are you thinking of borrowing money by taking out a loan?
Before you do - there's a few things you really need to know about. Take a minute and read the tips below to ensure you're asking the right questions and getting the best loan for you.
1. Shop around! Interest rates, fees and terms must be made available to you by the lender. Make sure you compare details and make an informed decision about what loan is best for you.
2. Choose a lender. Did you know that when you borrow money to buy something, you don’t have to borrow from the same person who is selling the goods?
3. Understand. Whoever is loaning you the money must ask questions to make sure you can afford the loan. They also need to help you understand the key terms of the loan.
4. Be prepared. You'll need to provide your lender with information to show that you can afford to repay the loan. This might include proof of income and expenses so make sure you have it ready.
Don't get on Auntie's bad side and do your research! You can find more information here.
Your friends at Neighbourly
Poll: Do you set New Year’s resolutions?
🎉 2026 is almost here!
We’re curious ... how do you welcome it?
Do you set resolutions, follow special traditions, or just go with the flow?
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9% Yes! New Year, New Me
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21.9% Yes - but I rarely stick to them
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69.1% Nah - not for me
Adults Arts Therapy
Discover the benefits of art making at Arts for Health. Our Wednesday art therapy class offers a creative, relaxing escape. Guided by Scarlett, you'll engage in artful activities designed to help you unwind and reconnect with yourself as you paint, draw, design and experiment with a wide range of art materials. This art therapy class is ideal for adults, no experience is needed - just bring yourself, and we’ll provide all materials and equipment. With a limit of only 8 participants, you'll enjoy a personalised experience and meet some amazing people along the way.
Book now at www.artsforhealth.co.nz...
Treasured Book Workshop Series
Create your own treasure book in this eight-week Hamilton workshop. Choose your cover, pick your papers, and learn simple book-binding techniques to craft a one-of-a-kind keepsake filled with pockets, textures, and space for your stories.
This workshop is all about slowing down, exploring new skills, and enjoying time just for you.
A relaxed, creative space to make something meaningful and uniquely yours.
Book now at www.artsforhealth.co.nz...
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