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Have you not had the experience yet? Our coffee mornings are open to anyone who likes to have a chat and meet people. What's more, you get a free muffin when you buy a drink. How about that for an Easter treat?
Have you heard neighbours?
NZ Post has put up its prices for Kiwis posting letters and parcels. The price hike is due to a "significant loss of revenue". It will be in place from July 1 2018. Let's hear your thoughts? To read more click here.
National's "Minister for Everything" fought back tears during his final sign off to Parliament. While speaking about his autistic son, his voice cracked and he had to pause. It was a moment that reduced his fellow MPs to total silence. What did you think of his final goodbye?
To … View moreNational's "Minister for Everything" fought back tears during his final sign off to Parliament. While speaking about his autistic son, his voice cracked and he had to pause. It was a moment that reduced his fellow MPs to total silence. What did you think of his final goodbye?
To read more click here.
Medium and Clairvoyant Ron L Griffiths offers one hour private readings from my office also phone or Skype $80 discount if you bring a friend to an appointment Love ? Career ? Spirit world contact over nine years professional experience call text 027 277 56 22 in confidence or check my fb page for … View moreMedium and Clairvoyant Ron L Griffiths offers one hour private readings from my office also phone or Skype $80 discount if you bring a friend to an appointment Love ? Career ? Spirit world contact over nine years professional experience call text 027 277 56 22 in confidence or check my fb page for more information and reviews
If your collection day is Good Friday, Friday 30 March 2018, your collection will be picked up on Saturday 31 March 2018.
This is the Saturday after your normal collection day. Kerbside collection continues as normal on Easter Monday. For more information visit: … View moreIf your collection day is Good Friday, Friday 30 March 2018, your collection will be picked up on Saturday 31 March 2018.
This is the Saturday after your normal collection day. Kerbside collection continues as normal on Easter Monday. For more information visit: ccc.govt.nz/find-your-collection-day
The attached photo is a flyer for our upcoming Easter Show.
Please take the time to look at it and consider visiting us one Ferrymead Heritage Park Steam Sunday in the near future.
Our new Spark store is now open at The Palms Shopping Centre! Come on down and check out our exclusive opening deals from Thursday 29th March until 8th April. We’ve got the ZM Black Thunders coming along on Thursday 5th April to giveaway loads of Spark account credits! Plus, we’ve got exclusive… View moreOur new Spark store is now open at The Palms Shopping Centre! Come on down and check out our exclusive opening deals from Thursday 29th March until 8th April. We’ve got the ZM Black Thunders coming along on Thursday 5th April to giveaway loads of Spark account credits! Plus, we’ve got exclusive opening deals: join Spark and buy a prepaid device and we’ll throw in a $20 Prepaid top up voucher. Or become a new Spark customer, sign up to any Pay Monthly plan $59.99 or above and you’ll save $10 a month for 12 months! Spark terms & conditions apply.
Hi Folks,
Our theatre is hoping to encourage people who would like to give it a go, but don't have the confidence or opportunity - to take a "Step in" and walk on stage (no experience necessary).
We are looking for people interested in taking part in having a walk on spot, in our … View moreHi Folks,
Our theatre is hoping to encourage people who would like to give it a go, but don't have the confidence or opportunity - to take a "Step in" and walk on stage (no experience necessary).
We are looking for people interested in taking part in having a walk on spot, in our upcoming Tea & Entertainment shows over this Easter Sunday & Monday, or at sometime in the monthly Ferrymead Heritage Park Steam Sundays (2nd Sunday).
If you think you would be interested in taking part, please contact us via the details on the flyer or this link.
Get ready to Zumba!
Wednesday Zumba with Lisa is ON, tomorrow 10am in Room 4 @ the Phillipstown Community Hub, 39 Nursery Rd.
Just $2 per person. All welcome - bring a friend!
No need to book.… View moreGet ready to Zumba!
Wednesday Zumba with Lisa is ON, tomorrow 10am in Room 4 @ the Phillipstown Community Hub, 39 Nursery Rd.
Just $2 per person. All welcome - bring a friend!
No need to book.
Kids are very welcome - snacks and toys available for their entertainment.
Any questions? Hit us up on Facebook 👍
Search 'Fitclub at the Hub'
See you there!
The Fitclub at the Hub team - Tash, Rachel, Carly and Lisa :)
Thanks to everyone who took part in our live chat with upcycling experts 'Reclaim That' author Sarah Heeringa and Miss Lolo founder and stylist Tamzyn Adding.
They covered a wide range of topics and shared plenty of advice that may be of use if you're thinking of entering … View moreThanks to everyone who took part in our live chat with upcycling experts 'Reclaim That' author Sarah Heeringa and Miss Lolo founder and stylist Tamzyn Adding.
They covered a wide range of topics and shared plenty of advice that may be of use if you're thinking of entering Neighbourly's upcycling awards. To check out what they had to say, click here.
If you are in business, you will experience at some stage the consequences of not being paid by your customers. Bad debt costs New Zealand businesses billions of dollars each year and causes many businesses to fail. Don’t become a statistic – protect your business.
For any business, best … View moreIf you are in business, you will experience at some stage the consequences of not being paid by your customers. Bad debt costs New Zealand businesses billions of dollars each year and causes many businesses to fail. Don’t become a statistic – protect your business.
For any business, best practice is to have well-drafted Terms of Trade in place which are tailored to your specific business activities. Your Terms of Trade need to form part of your contract with your customer, so either have your customer sign them, click a button on your website to confirm they agree to them, or send a copy to your customer before you supply goods or services.
Where your business supplies goods, your Terms of Trade (and any other supply agreements) should include a Romalpa clause, which is also known as a “reservation of title” clause. It provides that until full payment is received from the buyer, ownership of the goods sold remains with the seller, although the buyer is allowed to take delivery of the goods. Risk of loss and damage in the goods passes to the buyer upon delivery, but if the buyer does not pay, the seller can repossess the goods.
There may be practical difficulties in repossessing the goods (say, if the costs of doing so are very high). As a seller, you may also wish to also provide that you are entitled to the proceeds if the buyer sells the goods to a third party or manufactures new goods out of the goods supplied.
If you are a buyer, under the Consumer Guarantees Act 1993, you are entitled to be told about the possibility of the goods being taken off you if you do not pay for them by a certain date and you must have been given a copy of the Terms of Trade (or other document) telling you that the seller has these rights.
A Romalpa clause means that the seller takes a “security interest” in all goods supplied. However, a seller with such an interest may lose priority to another creditor and walk away with nothing if it does not register the interest on the Personal Property Securities Register (“PPSR”).
Registration on the PPSR:
· improves the seller’s chance of recovering the debt owed if the buyer defaults; and
· gives the seller priority over creditors with an unperfected security interest in the same goods or a security interest perfected later in time.
A Romalpa clause may qualify as a “purchase money security interest” (“PMSI”). If a PMSI exists it will give the seller additional priority over security interests already registered in the same goods but only if registration takes place within certain periods of time (for example, a security interest for inventory must be registered by the time the buyer takes possession of the goods).
In summary, it is important for a seller to:
· Have Terms of Trade in place, which the buyer has agreed to.
· Include a Romalpa clause in the Terms of Trade and draw this clause to the buyer’s attention.
· Register a security interest on the PPSR (at least for significant sales) to give the seller a better chance of recovering the debt if the buyer defaults.
· Register within the specified time periods.
Our commercial team at Corcoran French is experienced in ensuring that our clients take appropriate steps to protect their business from bad debts. If you would like to know more about our services, then we are available to assist.
Tourists need more help to find central Christchurch's shops and cafes if they are to splash their cash, a retail expert says.
Chris Wilkinson, managing director of consultancy First Retail, believes the city needs a wayfinding plan given the scattered nature of businesses in central … View moreTourists need more help to find central Christchurch's shops and cafes if they are to splash their cash, a retail expert says.
Chris Wilkinson, managing director of consultancy First Retail, believes the city needs a wayfinding plan given the scattered nature of businesses in central Christchurch.
He's suggested interactive digital signs, teasers about what's nearby, and apps outlining trails for particular shopping and food interests.
What do you think?
Gut health and wellbeing has a noticeable impact on overall health. Factors such as diet, age, excessive stress and antibiotic treatment may cause an imbalance in ‘good’ and ‘bad’ bacteria. This imbalance can also be exacerbated by the symptoms of heartburn and indigestion. Identifying … View moreGut health and wellbeing has a noticeable impact on overall health. Factors such as diet, age, excessive stress and antibiotic treatment may cause an imbalance in ‘good’ and ‘bad’ bacteria. This imbalance can also be exacerbated by the symptoms of heartburn and indigestion. Identifying symptoms is key to understanding underlying gut imbalances, so that helpful treatment solutions can be taken. There are many simple lifestyle changes that can help improve overall gut heath. Additionally, overall wellbeing and good health can be optimised with Probiotics and specific Symptom Relievers. Pop into your local pharmacist to discuss your digestive wellbeing today.
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