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I am selling my house . its a 4 bedroom , 2 bathroom home in woolston . Its on trademe as listing number 1499031099.
10 steam wharf lane .
So here the deal I am thinking of.
The house has a registered valuation of $420k and a purchaser could make an offer of that value of $420k and settle the… View moreI am selling my house . its a 4 bedroom , 2 bathroom home in woolston . Its on trademe as listing number 1499031099.
10 steam wharf lane .
So here the deal I am thinking of.
The house has a registered valuation of $420k and a purchaser could make an offer of that value of $420k and settle the sale in 5 years.
I would want the prospective owner to sign a lease for that 5 years . Then after the five 5 years they need to get themselves a mortgage (say with kiwi saver deposit?) and settle up for the house .
There would be some other conditions as well. But the important understanding is this is not a rent to own scheme. You are not paying extra rent to build up a deposit , but you will be paying a premium rent.
You dont need a deposit in this deal. You will need to come up with the 420k in 5 years or something else acceptable to me at that time.
I expect the deal would best suit young people just starting out who need a house now but wont have a deposit (but should have one in say 5 years )
The purchaser gets to lock the price in now , and pay that price in 5 years.
The house is going up at 3.5% a year and will be worth in the order of $500K in 5 years , but the price will be $420k.
The canny will have already realised that they could buy and sell the house and make $80K
get in touch if you want more details. At his time I have not worrked all this thru and would be ahppy to talk about the idea with any interested party.
cheers
les
les.colins@xtra.co.nz
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Going for a walk this weekend? It's worth noting Travis Wetland walk is partially closed due to construction of a new footbridge. It's expected to reopen mid-late February 2018. The good news is there's no shortage of walks to choose from. You can find them all online: ccc.govt.nz...
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Christchurch residents are choosing to drive their own cars over public transport including taking t…
From tomorrow, we want your feedback on the proposed changes to the use of Denton Park.
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Things you can do to keep your data safe
Below are a few things you can do to protect your data:
Change your password – yes, we know it’s easier to have one password for everything and keep it for years and years. But this also makes it easier for someone else to guess your password too.… View moreThings you can do to keep your data safe
Below are a few things you can do to protect your data:
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Hi neighbours! Get decorating while the warmer weather is here!
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