Keeping the cash in your business...
What growth could your business achieve if it had more working capital?
Cash flow is the “life blood” of any business and it is crucial to ensure this remains positive to create a sustainable and profitable business that can retain and attract good staff while meeting the ever-increasing costs of compliance.
If a business has cash tied up in existing assets or is looking at using cash reserves to pay for the acquisition of new assets then the key question that should be asked is what is the “opportunity cost” to the business of not having these funds available for working capital i.e. what additional revenue could be generated if these funds were used to increase production or purchase more inventory?
Brain Teaser of the Day 🧠✨ Can You Solve It? 🤔💬
Make a hearty dish. Take just half a minute. Add four parts of kestrel. Then just add one. What have you made?
(Trev from Silverdale kindly provided this head-scratcher ... thanks, Trev!)
Do you think you know the answer? Simply 'Like' this post and we'll post the answer in the comments below at 2pm on the day!
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Tour Ho Chi Minh City to Hanoi & experience Vietnam’s culture
This premium 12-day Vietnam food tour, hosted by Leanne Kitchen from 15–27 October 2026, offers an exclusive culinary journey from NZD$5,995 per person (twin share). Book via Helloworld Travel Ponsonby (09 267 6758) on a first-come, first-served basis
Itinerary Highlights
The journey includes 10 nights of accommodation in boutique hotels and a 1-night cruise in Ha Long Bay
Ho Chi Minh City & Mekong Delta: Explore floating markets, visit coconut gardens, and sample regional specialties like "elephant ear fish".
Hoi An & Hue: Participate in cooking classes, tea tastings, and salt coffee experiences in these historic centers.
Halong Bay: Experience an overnight cruise with on-board cooking demonstrations.
Hanoi: Discover the capital's food culture through a guided street food tour and a traditional water puppet show.
What’s Included:
• Return flights ex Auckland + internal flights
• 11 nights premium accommodation
• Guided culinary experiences
• Discover Mekong Delta, Hoi An & Imperial Hue
• Overnight Halong Bay cruise with activities & all meals onboard
• Airport transfers & private transport throughout
• Small group: Maximum 18 travellers
Poll: Should the government levy industries that contribute to financial hardship?
As reported in the Post, there’s a $30 million funding gap in financial mentoring. This has led to services closing and mentors stepping in unpaid just to keep helping people in need 🪙💰🪙
One proposed solution? Small levies on industries that profit from financial hardship — like banks, casinos, and similar companies.
So we want to hear what you think:
Should the government ask these industries to contribute?
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59.5% Yes, supporting people is important!
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26.2% No, individuals should take responsibility
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14.4% ... It is complicated
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