How does bank assess your borrowing?
Read our latest blog on test rate also known as Sensitivity Servicing Rate (SSR).
The current interest rate environment does impact the test rates, the lenders would be quick to push the rates, which can impact your borrowing power.
Check out the blog here: skfg.co.nz...
⚠️ Some of the lenders have pushed up short to medium fixed term rates
⚠️ Protect yourself and your family so that financial strain is avoided. If you have existing insurance cover, well done, take some time to check whether it is adequate.
Seek advice from us on Mortgage and Insurance:
💻 www.skfg.co.nz...
📨 info@skfg.co.nz
📱0210749825
📍Auckland
We are Registered Financial Adviser provider (FSP):
SK Financial Group Limited - FSP: 1005116
Saneel Kumar - FSP: 1005115
Feel free to check us on FSP register >>> fsp-register.companiesoffice.govt.nz...
Poll: Is it rude to talk on the phone on a bus?
Buses can be a relaxing way to get home if you have a seat and enough space. However, it can be off-putting when someone is taking a phone call next to you.
Do you think it's inconsiderate for people to have lengthy phone calls on a bus? Vote in the poll, and add your comments below.
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64.6% Yes
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32.9% No
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2.5% Other - I'll share below
Unlock the Answer: Today’s Riddle is Trickier Than You Think!
What English word retains the same pronunciation, even after you take away four of its five letters?
Do you think you know the answer to our daily riddle? Don't spoil it for your neighbours! Simply 'Like' this post and we'll post the answer in the comments below at 2pm.
Want to stop seeing riddles in your newsfeed?
Head here and hover on the Following button on the top right of the page (and it will show Unfollow) and then click it. If it is giving you the option to Follow, then you've successfully unfollowed the Riddles page.
Celebrating SiteWise Gold 100% for 8 Consecutive Years!
Topline has once again achieved SiteWise Gold with a perfect score of 100% for the 2024 / 2025 period - that’s 8 years in a row and counting. It’s a testament to Topline’s ongoing H&S Compliance focus.
The requirements increased this year, with more questions, more evidence and a higher quality scale necessary to score full marks. It takes commitment from the entire team at Topline and an outstanding health & safety culture to achieve this.
“An excellent submission. Congratulations on achieving Gold Standard and a perfect score. Very well done.” SiteWise Assessor - Neville W.
To achieve a perfect score validates our unwavering ongoing commitment to Health & Safety Compliance procedures. We are proud of our SiteWise Gold status, with very few companies in NZ (less than 5%) having achieved this for so many consecutive years.
Read more about this fantastic achievement here:
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