Importance of a mortgage review
When your mortgage comes for renewal this is a very important time financially, why? Because this is an opportunity to review your mortgage and come up with strategies to pay off your loan quicker or free up cash flow.
Fixing your mortgage on the lowest rate is not always the best option, a prime example is during the Covid period interest rates were low as 2.19% for 1 year however there were rates at that time for 3.13% over 5 years, a lot of people would want to rewind the clock and have this choice again looking at the current interest rates.
At Benchmark we look to make recommendations based on clients' short and medium-term goals which will enable to you meet your long-term goals. With the election in October, this is an important time to have a clear strategy for your existing mortgages and future projects.
Give me a call or flick me an email to discuss your mortgage requirements.
manshil@benchmarkmortgages.co.nz
021-08226113
Poll: When should the tree go up? 🎄
From what we've heard, some Christmas trees are already being assembled and decorated.
What are your thoughts on the best time to get your Christmas tree up?
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4.6% Second half of November
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43.4% 1st December
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17.6% A week before Christmas
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33.3% Whenever you wish
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1.1% Other - I'll share below
Poll: Should all neighbours have to contribute to improvements?
An Auckland court has ruled a woman doesn’t have to contribute towards the cost of fixing a driveway she shares with 10 neighbours.
When thinking about fences, driveways or tree felling, for example, do you think all neighbours should have to pay if the improvements directly benefit them?
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82.9% Yes
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14.4% No
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2.7% Other - I'll share below
What's your favourite tomato recipe?
Kia ora neighbours. We know your tomato plants are still growing, but we're looking ahead to the harvest already! If you've got a family recipe for tomatoes, we'd love to see it and maybe publish it in our magazine to share with our readers. Send your recipe to mailbox@nzgardener.co.nz, and if we use it in the mag, you will receive a free copy of our February 2025 issue.
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