40 days ago

Good news for first-home buyers!

Manshil from Benchmark Mortgages Limited

Lower house prices at the bottom of the market have resulted in a significant improvement in affordability. According to the Real Estate Institute of NZ, national lower quartile selling prices dropped by $20,000 in January compared to December last year.

The decline is particularly notable in … View more
Lower house prices at the bottom of the market have resulted in a significant improvement in affordability. According to the Real Estate Institute of NZ, national lower quartile selling prices dropped by $20,000 in January compared to December last year.

The decline is particularly notable in regions like Auckland, Waikato, Taranaki, Wellington Region, Nelson/Marlborough, and Canterbury.

Find out more in this article:
www.interest.co.nz...

151 days ago

Why choose Benchmark Mortgages as your Financial Advisor?

Manshil from Benchmark Mortgages Limited

The answer is simple: I have gone through the home-buying journey myself and can share my experiences and expertise with all my clients.

Having bought my first property over ten years ago and a few more properties over the years, I have gone through numerous scenarios in the buying-selling … View more
The answer is simple: I have gone through the home-buying journey myself and can share my experiences and expertise with all my clients.

Having bought my first property over ten years ago and a few more properties over the years, I have gone through numerous scenarios in the buying-selling process.

I have gone through an open bridge application and a same-day settlement. I know what can go wrong and how stressful it can be.

This is where I make the process as seamless as possible for my clients. The Benchmark service does not stop on the approval of your loan or when we confirm the loan structure to your bank, it is a long-term partnership.

When clients come through looking for funding for renovations or seeking construction funding, I can share my experiences and let them know realistic time frames, costs involved, and what lenders look for as I have been there myself.

The process of doing a house renovation or a construction project can be difficult which is why it is crucial to have the right team behind you.

At Benchmark Mortgages we provide solutions to our customer's problems. We are out-of-the-box mortgage advisors, which is why many of our clients come through to secure specific funding requirements.

234 days ago

Are you a first home buyer? Looking to get into the property market? Needing help with your deposit?

Manshil from Benchmark Mortgages Limited

Kainga Ora’s First Home Partner is a shared ownership scheme to help aspiring first-home buyers.

If your deposit and loan aren’t quite enough to buy a home that meets your needs, you may be eligible to purchase a home together with Kainga Ora.

How will this work, here is an example:

View more
Kainga Ora’s First Home Partner is a shared ownership scheme to help aspiring first-home buyers.

If your deposit and loan aren’t quite enough to buy a home that meets your needs, you may be eligible to purchase a home together with Kainga Ora.

How will this work, here is an example:

Your deposit: $100,000
Bank approval for $600,0000
Kainga Ora Contribution: $200,000

Purchase Price: $900,000

If you want to know more about how this works and start the process please give me a call on 021-0822-6113 or flick me an email manshil@benchmarkmortgages.co.nz

250 days ago

Importance of a mortgage review

Manshil from Benchmark Mortgages Limited

When your mortgage comes for renewal this is a very important time financially, why? Because this is an opportunity to review your mortgage and come up with strategies to pay off your loan quicker or free up cash flow.

Fixing your mortgage on the lowest rate is not always the best option, a … View more
When your mortgage comes for renewal this is a very important time financially, why? Because this is an opportunity to review your mortgage and come up with strategies to pay off your loan quicker or free up cash flow.

Fixing your mortgage on the lowest rate is not always the best option, a prime example is during the Covid period interest rates were low as 2.19% for 1 year however there were rates at that time for 3.13% over 5 years, a lot of people would want to rewind the clock and have this choice again looking at the current interest rates.

At Benchmark we look to make recommendations based on clients' short and medium-term goals which will enable to you meet your long-term goals. With the election in October, this is an important time to have a clear strategy for your existing mortgages and future projects.

Give me a call or flick me an email to discuss your mortgage requirements.

manshil@benchmarkmortgages.co.nz
021-08226113

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268 days ago

Calling all first home buyers!

Senior Financial Advisor from Benchmark Mortgages Limited

First home buyers, time for you to get into the housing market! Get in touch with the Benchmark Team, your local Mortgage Brokers.

For a limited time only....up to 1% cash back and special rates are on offer!

This also applies to first-home buyers with deposits of less than 20%

The … View more
First home buyers, time for you to get into the housing market! Get in touch with the Benchmark Team, your local Mortgage Brokers.

For a limited time only....up to 1% cash back and special rates are on offer!

This also applies to first-home buyers with deposits of less than 20%

The Benchmark Team is here to work with you and make this process as seamless as possible.

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