Confused about consumer contracts? Read this
A standard form consumer contract is an agreement where the terms and conditions are already written out for you to sign, and you don’t negotiate what the terms and conditions will be.
The terms can be in a separate document, or on the back of things like tickets, quotes, terms of trade or invoices.
Examples of such contracts are rental car agreements, gym memberships, gas and electricity contracts, finance agreements, and retirement home contracts.
Normally you cannot cancel a standard form consumer contract if you change your mind part way through, but there are some situations where you may be able to e.g. where there is a ‘termination’ clause in the contract giving you the right to cancel with notice for certain reasons, if the other party agrees to accept your cancellation or where they breach an important term or condition of the contract.
Under the Fair Trading Act (FTA), businesses must not include unfair terms in consumer contracts e.g. allowing them to cancel or renew the contract, or to vary the goods or services they provide you, or to change the price payable without giving you the right to end the contract.
If you think your rights have been breached either under the Fair Trading Act or the Consumer Guarantees Act, you can seek a remedy.
✅To learn more about a standard form consumer contract, unfair contract terms, and how you can find help, visit cab.org.nz/article/KB00000040
Original post credit: Citizens Advice Bureau NZ/www.cab.org.nz
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Some Choice News!
DOC is rolling out a new tool to help figure out what to tackle first when it comes to protecting our threatened species and the things putting them at risk.
Why does this matter? As Nikki Macdonald from The Post points out, we’re a country with around 4,400 threatened species. With limited time and funding, conservation has always meant making tough calls about what gets attention first.
For the first time, DOC has put real numbers around what it would take to do everything needed to properly safeguard our unique natural environment. The new BioInvest tool shows the scale of the challenge: 310,177 actions across 28,007 sites.
Now that we can see the full picture, it brings the big question into focus: how much do we, as Kiwis, truly value protecting nature — and what are we prepared to invest to make it happen?
We hope this brings a smile!
Poll: If we want to reduce speeding, what do you think actually changes driver behaviour? 🛻🚨🚓
In the Post's article on speeding penalties, the question is asked whether speeding fines are truly about road safety, or are they just a way to boost revenue for the Crown?
What do you think? Should speeding motorists receive speeding fines or demerit points?
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38.2% The sting of a fine (Money talks!)
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61.8% The threat of demerit points (Nobody wants to lose their license!)
🎉 Riddle me this, legends! 🎉
He/She who makes it, sells it.
He/She who buys it, doesn't use it.
The user doesn't know they are using it.
What is it?
(Shezz from Ngāruawāhia kindly provided this head-scratcher ... thanks, Shezz!)
Do you think you know the answer? Simply 'Like' this post if you know the answer and the big reveal will be posted in the comments at 2pm on the day!
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