Online phishing scam
With Christmas fast approaching, Police are encouraging people to be aware of online phishing scams.
The holiday season can already be a stressful time, and the last thing you want is to lose large sums of money to a scam.
A phishing scam is an online scam, where the offender pretends to be a trustworthy person or organisation to try and get a victim’s personal information.
Police has received a number of phishing scam reports with offenders targeting people who are selling items or services online like Trade Me and Facebook Marketplace.
The offenders pretend to be an interested buyer, and urgently request to buy your product and arrange a courier pickup.
The victim receives a fake courier website link to complete a verification process asking for personal details, like bank account numbers, passwords, and phone numbers.
Once provided these details, the offender uses these to access a victim’s bank account, tricking the victim into proving any multifactor authentication code sent from the victim’s bank.
The money in the victim’s bank account is then taken by the offender once access is gained.
Police are urging members of the public to be cautious, especially when someone in person or online is asking you to give them money or your personal details like bank accounts and passwords.
Never comply with a request asking you to provide or ‘verify’ your online banking details.
Legitimate organisations will never ask you to do this.
If you are unsure if it is real, please contact your bank by the phone number on their official website or go to your nearest branch.
If you receive a courier website link from a potential buyer, this is likely a scam.
Please do not fill out the verification process.
Use the social media/trading platform’s reporting tools to report the scam and the user involved.
You can also make a report to Netsafe at report.netsafe.org.nz.
If you have handed over your online banking details, contact your bank immediately and suspend your account.
If you think you have been scammed (provided your banking details and/or suffered a loss), please gather as much information you can and make a report to Police online through 105.police.govt.nz or call 105.
Time to Tickle Your Thinker 🧠
If a zookeeper had 100 pairs of animals in her zoo, and two pairs of babies are born for each one of the original animals, then (sadly) 23 animals don’t survive, how many animals do you have left in total?
Do you think you know the answer? Simply 'Like' this post and we'll post the answer in the comments below at 2pm on the day!
Want to stop seeing these in your newsfeed? No worries! Simply head here and click once on the Following button.
Here's what you need to know before making an offer on a house
🏠 What is the neighbourhood like?
Familiarise yourself with the neighbourhood, to check accessibility to public transport, schools and shops. Visit the street at different times of day, to find out how quiet or noisy it gets. Check with the local council whether they know of any future developments in the area that could increase noise or traffic.
🏠 How much are the rates and insurance?
Do a property search on the local council’s website to see what the rates are.
You can also get quotes from insurers to find out what it might cost to insure it.
Check whether the homeowner is paying off the cost of installing insulation or heating units through their rates, because you will inherit that debt if you buy the house.
🏠 For a unit title, check the pre-contract disclosure
If the property is on a unit title development (for example, an apartment), ask to see the pre-contract disclosure. This is basic information about the unit and the unit title development.
🏠 Get a LIM (Land Information Memorandum) report
A LIM report tells you everything the local council knows about the land and the buildings, for example, what building consents and code compliance certificates they have issued for work done on the property.
🏠 Pre-purchase building inspection
Get an independent building inspector to examine the house thoroughly and look for potential problems with weather-tightness, wiring, plumbing or the foundations (piles).
Ask them to check for features that might make maintenance more difficult. For example, some types of wall claddings need specialist knowledge to maintain, access to the gutters might not be straightforward, and retaining walls can be expensive to repair.
🏠 Check the property title
Ask a lawyer or conveyancer to check the property title for things like easements. For example, an easement might allow a neighbour to access part of the property. The property title should also confirm the property boundary.
More information is on the Settled website:
www.settled.govt.nz...
Image credit: Ray White New Zealand
Info credit: Citizens Advice Bureau: cab.org.nz
Poll: As a customer, what do you think about automation?
The Press investigates the growing reliance on your unpaid labour.
Automation (or the “unpaid shift”) is often described as efficient ... but it tends to benefit employers more than consumers.
We want to know: What do you think about automation?
Are you for, or against?
-
9.5% For. Self-service is less frustrating and convenient.
-
43.4% I want to be able to choose.
-
47.1% Against. I want to deal with people.
Loading…
