Money Worries? We Can Help…
If you have money worries, bills you can’t pay, creditors keep phoning demanding payment – or maybe your situation has changed and you would like help to budget for your new circumstances; then contact Budgeting Services North Canterbury.
Budgeting Services North Canterbury is a registered charity and has been working with families and whānau across the Waimakariri and Hurunui districts since 1980.
You’ll always work with a fully qualified Financial Mentor, who provides you with free and confidential advice to support you budget better.
We also offer community education via MoneyMates, where people can talk, share and learn about money.
We provide advocacy services to help negotiate fairer repayment options with creditors. Whether it’s a government department, a bank, or a financial institution, we can advocate on your behalf.
If you need help with insolvency documents or want to understand your consumer rights, our team of Financial Mentors have the expertise to help you improve your situation.
The Credit Contracts and Consumer Finance Act now requires lenders to implement more stringent lending criteria to ensure that borrowers have the funds to repay their loan.
As a result, lenders are asking for much more detailed information concerning your financial situation.
Our Financial Mentors can help you understand what this means for you, and help you get your paperwork in order.
As lenders will investigate your previous three months’ worth of transactions, through your bank accounts, it is best to come to us well before that so that we can discuss how your spending habits might influence the lender’s decision.
Sharon Grant, Service Manager of BSNC says: “It’s a real privilege to be able to support families to improve their financial wellbeing. We have received wonderful feedback from people delighted to finally repay long-term debts and who are now able to save for the first time in their lives. Talk to us about your situation, we’d be glad to help you to budget better.”
Phone or email to talk about your situation:
03 315 3505 or email: servicemanager@bsnc.org.nz
We’re on Facebook and www.bsnc.org.nz...
Our office is in the War Memorial Hall, 1 Albert Street, Rangiora.
Poll: Should we ditch daylight saving? 🕰️
First introduced in New Zealand in 1927 with the passing of the Summer Time Act, it's what we know as 'Daylight Saving' and this year it ends on the first Sunday in April.
While we do get to sleep in this time around, some people would like to scrap the clock tinkering for good.
And why? Some evidence suggests the time changes are bad for our health as they mess with sleep patterns leading to short-term fatigue and affecting mood. Meanwhile the hour change is frustrating for farmers and a nightmare for getting the littlies to sleep. But what's your take?
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40.8% Yes - get rid of the clock changes
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57.4% No, I enjoy it
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1.8% Other - I'll share below
Poll: 🪰 Should the city invest money into researching the new Bypass Plan, or should we prioritise fixing the existing infrastructure?
As reported in the Press, the debate over the Bromley odour continues. Recently, a Bypass Plan has been proposed as a potential solution - this involves pumping sewage into the sea. However, official technical, scientific, and environmental reports on this plan and how it may impact the Canterbury region aren't finished yet.
Before we get the final word from the consultants, we want to know what the community thinks about the allocation of rates and resources.
We want to know: Should the city invest money into researching the new Bypass Plan, or should we prioritise fixing and upgrading the existing infrastructure?
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7.8% Research the Bypass
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84.4% Fix Existing Infrastructure
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7.8% Undecided/Need more info
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