Have a gift voucher of a store that has closed?
đłđIf you have a gift voucher or card for a shop that has closed down, you may not be able to use it or claim your money back. If there is a receiver, you could try and ask to use your voucher or make a claim as an unsecured creditor.
Receivers do not legally have to accept your voucher, but they might agree to if you ask. An unsecured creditor is someone who is owed money by a person or a company. The business will have to prioritise paying back their secured creditors, so you will only get what you are owed if there is enough money left after the secured creditors have been paid.
If the gift voucher was paid for by credit card, then the person who paid for the gift voucher can ask their credit card company for a chargeback.
To minimise the risk of losing your money, if you are given a voucher use it as soon as possible.
If you are buying a voucher:
đpick vouchers that work across multiple retailers or services - for example, fuel vouchers or trade-association vouchers
đask the store if they have a trust account to protect voucher holders in the event of the store closing down.
For more information, visit cab.org.nz/article/KB00000401
[Image description: A âSorry We are closedâ sign hanging on a door. Text reads, "I have a gift voucher to a shop that has closed down. What are my rights?"]
Original post credit: Citizens Advice Bureau: cab.org.nz
Scam Alert: Fake information regarding December Bonuses from MSD
The Ministry of Social Development is reporting that fake information is circulating about new âDecember bonusesâ or âbenefit increasesâ
If you get suspicious communication, please contact Netsafe.
Poll: Are Kiwis allergic to âexuberanceâ? đ„
In The Postâs opinion piece on the developments set to open across Aotearoa in 2026, John Coop suggests that, as a nation, weâre âallergic to exuberance.â
We want to know: Are we really allergic to showing our excitement?
Is it time to lean into a more optimistic view of the place we call home? As big projects take shape and new opportunities emerge, perhaps itâs worth asking whether a little more confidence (and enthusiasm!) could do us some good.
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41.6% Yes
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31.8% Maybe?
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26.6% No
Some Choice News!
Many New Zealand gardens arenât seeing as many monarch butterflies fluttering around their swan plants and flower beds these days â the hungry Asian paper wasp has been taking its toll.
Thanks to people like Alan Baldick, whoâs made it his mission to protect the monarch, his neighbours still get to enjoy these beautiful butterflies in their own backyards.
Thinking about planting something to invite more butterflies, bees, and birds into your garden?
Thanks for your mahi, Alan! We hope this brings a smile!
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