443 days ago

IMPORTANCE OF YOUR CREDIT RECORD

Jill Smith from Citizens Advice Bureau Far North (CAB)

A credit report (or record) is a record of your credit history. It includes any payment defaults recorded against your name, and it also includes your credit rating.
Your credit rating is a score between 0 and 1,000 that credit reporting agencies assign to you based on your credit history. The higher the score, the better your rating. Businesses, banks and other organisations you engage with may look at your credit report to help them decide if they want to do business with you.
You have a right to free access to your credit record. You will usually receive your record within 10 days of applying for it. You may need to pay a fee if you need it quicker than that (within three working days). A credit reporting company cannot charge you more than $10 (including GST) to process your credit report application.

In New Zealand, there are three credit reporting agencies. If you want a full check of your credit record, you need to get a credit report from each of them:
👉Centrix – My Credit Report
👉illion - register to get your free credit report
👉Equifax - My Credit File

Our Bureau re-opens today from 9.30 a.m. to 3.30 p.m. Monday to Thursday and 9.30 a.m. to 12.30 p.m. on Friday. Please call us on 09 407 9829 or 0800 367 222. Email us on farnorth@cab.org.nz. Pop in and see us at 6 Cobham Rd., Procter Library Building, Kerikeri.

More messages from your neighbours

15 hours ago

Don't overthink this riddle...

The Neighboury Riddler

I have a silver sole
but no feet,
I make my living by bringing the heat.
What am I?

Do you think you know the answer? Simply 'Like' this post if you know the answer and the big reveal will be posted in the comments at 2pm on the day!

Want to stop seeing these in your newsfeed?
Head here and hover on the Following button on the top right of the page (and it will show Unfollow) and then click it. If it is giving you the option to Follow, then you've successfully unfollowed the Riddles page.

2 hours ago

DAY SEMINAR ON PUBLISHING YOUR OWN BOOKS

Sherryl from Kamo

FOR ALL WRITERS WHO ARE INTERESTED IN SELF-PUBLISHING!
NorthWrite Indie Publishing Day
Saturday 9th May 2026

Our day of talks and panel sessions is focused on self-publishing successfully, from formatting and design through to marketing and publicity. Our special guests are top indie-published authors in their fields, tackling print and ebooks, great cover and page design, and the (often) dreaded marketing mountain.

We’ve received Creative Communities funding to ensure the day is an affordable price, plus found the most experienced speakers to answer all of your questions. Whether you have already published or are thinking about it, this is your chance to increase your skills and knowledge and learn how to publish more effectively and with less stress!

Join us now – registration is via a Trybooking link on our webpage where you can find the programme as well. northlandauthors.co.nz...
Cost: $60.00 which includes lunch, morning and afternoon tea. We are limited to 60 places.
Venue: Apprentice Restaurant, NorthTec, 51 Raumanga Rd, Whangarei.