Is it too late for New Years resolutions?
Legal New Year’s Resolutions
The best kind of New Year’s resolution is one that is easy enough to keep and makes you feel a whole lot better. We may have made muttered promises to ourselves about more walks, and less wine, but here are five legal resolutions that will leave you feeling right on top of things and ready for your year:
1. Make a will (or take a look at your old one to see if it needs refreshing).
Everybody whether married, single, a parent or a grandparent needs a will. It saves your family having to go to Court to get Letters of Administration. A well thought out will allows you to plan what happens to your assets when you die, and to nominate someone to have a say in important decisions for your children. In addition to your will, do you need an enduring power of attorney so that a trusted person can step in and make important care or property decisions if you cannot do so yourself?
2. Get on top of debt
This year I am abolishing a budget in favour of a “Spending Plan” because it sounds much more fun. If things have gotten more serious than that, a lawyer can help you renegotiate debt, and your bank or mortgage broker could help you consolidate your debts to reduce the overall interest you are paying. A “disruptive accountant” or a budgeting advisor might be just the thing for taking control of your financial affairs.
3. Get some advice on that niggly legal issue
This may seem self-serving, but that combative neighbour on your right of way, that ongoing trust issue, or upcoming property purchase with your partner are underlying causes of stress. Sometimes all you need is 20 minutes legal advice to put you on the path to resolving them.
4. Make sure your insurance is doing what you think it is
For lots of reasons, insurance policies may not be protecting you properly – whether because you have more assets than you used to, other circumstances have changed, or you are just paying too much. So that you are protected when you need it, read your policy and get in touch with your insurer if anything is unclear. Ask them if they have a plain English description of cover and exclusions. Work out whether your house insurance will cover a rebuild if you needed one. Consider an insurance broker.
5. Book in a time for those walks and revel in all that peace of mind (I’m not saying anything about the wine).
Poll: As a customer, what do you think about automation?
The Press investigates the growing reliance on your unpaid labour.
Automation (or the “unpaid shift”) is often described as efficient ... but it tends to benefit employers more than consumers.
We want to know: What do you think about automation?
Are you for, or against?
-
9.4% For. Self-service is less frustrating and convenient.
-
43.5% I want to be able to choose.
-
47.1% Against. I want to deal with people.
Time to Tickle Your Thinker 🧠
If a zookeeper had 100 pairs of animals in her zoo, and two pairs of babies are born for each one of the original animals, then (sadly) 23 animals don’t survive, how many animals do you have left in total?
Do you think you know the answer? Simply 'Like' this post and we'll post the answer in the comments below at 2pm on the day!
Want to stop seeing these in your newsfeed? No worries! Simply head here and click once on the Following button.
2 bedrooms and a cat urgent accomodation
By February 7th, a home for two University of Auckland Arts graduates, home loving, healthy living with a one year old cat urgently required. Text Aria asap 021-141-8316
Loading…
