Insurance advice for over 50 year olds

Hello All,
I am after adivce on where to go for affordable insurance for over 50 year olds ,can someone tell me who to go through for insurance which is more affordable for House insurance and life,sickness,and permanent ,temporary disability insurance cover.

i am with tower for my house and think that they are asking too much for insurance and are with life direct (or life one i'm not too sure)
They are my life,sickness,and permanent and temporary insurance and are crippling my exspenses very badly with what they charge.

Help and advice very much appreciated

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