The Impacts of Climate Change on Insurance costs
Our homes can be our greatest investment and protecting our homes against climate change has become more important than ever.
Our changing climate poses risks to our natural and built environments. Swiss Re in a global analysis of insurance risk said to “expect climate risks to raise global property premiums by 33-41% between 2020 and 2040”. The potential increase was deemed a direct consequence of our changing climate.
Our Climate Insights property report provides easily understood information on change to risks for your current or a future property. The report includes robust and actionable information for residential property owners, tenants and investors to enhance their property’s climate resilience.
Poll: Do you set New Year’s resolutions?
🎉 2026 is almost here!
We’re curious ... how do you welcome it?
Do you set resolutions, follow special traditions, or just go with the flow?
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9.9% Yes! New Year, New Me
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19.3% Yes - but I rarely stick to them
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70.7% Nah - not for me
Scam Alert: Fake information regarding December Bonuses from MSD
The Ministry of Social Development is reporting that fake information is circulating about new ‘December bonuses’ or ‘benefit increases’
If you get suspicious communication, please contact Netsafe.
Tutoring Available!
Kia Ora!
I am a College student offering personalised and patient tutoring for students who want to build confidence, improve their skills, or need help with internals and externals in 2026.
Subjects offered:
- English - Years 6 to 11, inc. NCEA Level 1 English and NCEA Literacy/Reading Co-requisite (CAA) help
- Maths - Years 6 to 11, inc. NCEA Level 1 Mathematics and NCEA Numeracy Co-requisite (CAA) help
- Digital Technologies - Years 9 to 12, inc. NCEA Level 1 and 2 Digital Technologies
- Physics - Years 7 to 11, inc. NCEA Level 1 Physics
About me:
- Over 1 year of experience
- Strong subject knowledge
- Supportive and encouraging learning style
Session details:
- First session FREE (trial)
- Flexible times
- Online or in-person (Johnsonville Library)
- PM me for rates
Perfect for anyone looking for:
- Homework, assessment, and exam help
- Personalised lessons based on students' needs
- Confidence building
- Mid-year and end-of-year progress reports
- Honest feedback about how the student is doing
Contact:
Ph: 0225238786
Email: aya.es.khallaf@gmail.com
Feel free to message me to book or ask questions!
References available.
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