![](https://cdn.neighbourly.co.nz/images/cache/user_profile_profile_picture/attachments/6153b9ca66f4d7.78626441.jpeg?170410)
The Impacts of Climate Change on Insurance costs
Our homes can be our greatest investment and protecting our homes against climate change has become more important than ever.
Our changing climate poses risks to our natural and built environments. Swiss Re in a global analysis of insurance risk said to “expect climate risks to raise global property premiums by 33-41% between 2020 and 2040”. The potential increase was deemed a direct consequence of our changing climate.
Our Climate Insights property report provides easily understood information on change to risks for your current or a future property. The report includes robust and actionable information for residential property owners, tenants and investors to enhance their property’s climate resilience.
![Image](https://cdn.neighbourly.co.nz/images/cache/message_max_size/message_images/6153b8d2b3bf35.13824844.png?170410)
![](https://cdn.neighbourly.co.nz/images/cache/user_profile_profile_picture/attachments/57ba2e04e40005.27055737.jpeg?170410)
Plywood pegboard
Easily change the height and layout of the shelves any time as your plants grow or the items you want to showcase change with this handy pegboard finished in Resene Colorwood Whitewash.
Find out how to create your own with these easy step by step instructions.
![Image](https://cdn.neighbourly.co.nz/images/cache/message_max_size/message_images/6681de5bca2e38.53289751.jpeg?170410)
![](https://cdn.neighbourly.co.nz/images/cache/user_profile_profile_picture/attachments/57ba291dd1b465.55285624.jpeg?170410)
Last chance to share your Bright Spot...
From stunning sunsets to quirky murals - we're loving seeing the beautiful photos that members are sharing across the country. These local Bright Spots add a little colour and brighten the day.
Our Bright Spots campaign closes on Sunday, 15 July so time is running out to share yours. With 10 prizes of $250 Resene ColorShop vouchers and $250 Prezzy® cards up for grabs, do take a moment and share this happy place with us.
Enter your local Bright Spots pics here today and be in to *WIN*.
![Image](https://cdn.neighbourly.co.nz/images/cache/message_max_size/message_images/6681e9b30a91b6.38925301.jpeg?170410)
![](https://cdn.neighbourly.co.nz/images/cache/user_profile_page_picture/profile/6359e9b76d5ec1.60595117.png?170410)
The Sunday Star-Times Winter Puzzle Comp is Back!
This July we have your chance to win a share of $5,000 in supermarket gift cards! Simply grab a copy of your local newspaper, throw on your thinking cap, and complete the daily puzzles to be in to win.
From 1 July - 28 July, we will be placing a daily puzzle in your newspaper. Solve the puzzle, find the prize word, and enter it online. Complete all 28 puzzles for a higher chance to WIN.
To find out more about participating newspapers, click here
The Team at Stuff and Sunday Star-Times
![Image](https://cdn.neighbourly.co.nz/images/cache/message_max_size/message_images/667b8e711df7b8.74168484.png?170410)