First Rung: Debt Free Diva saves deposit for first home in 12 months
One of the best things about working for homed is all the inspiring people I get to chat to. One of my favs, and the most inspiring was Tracey Hemingway, who as The Debt Free Diva offers advice and guidance on getting your finances under control and working for you.
She knows what she's talking about, too. Not only did she smash more than $90k of debt in three years, but in the year since she paid it off, she's saved enough, on top of her Kiwisaver, to pay the deposit on a home of her own.
It wasn't easy, and Tracy would be the first person to tell you that! But it is doable. Check out how, and have a listen to our episode of First Rung about Settlement day, on this link below. It includes some tips from Tracy on setting up a budget to manage your finance when you have a mortgage to pay.
Poll: Should we ditch daylight saving? 🕰️
First introduced in New Zealand in 1927 with the passing of the Summer Time Act, it's what we know as 'Daylight Saving' and this year it ends on the first Sunday in April.
While we do get to sleep in this time around, some people would like to scrap the clock tinkering for good.
And why? Some evidence suggests the time changes are bad for our health as they mess with sleep patterns leading to short-term fatigue and affecting mood. Meanwhile the hour change is frustrating for farmers and a nightmare for getting the littlies to sleep. But what's your take?
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41.1% Yes - get rid of the clock changes
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57.4% No, I enjoy it
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1.5% Other - I'll share below
Poll: How important is the ability to book a doctor’s appointment online?
Hi Neighbours
Here at The Doctors we would love to hear how you prefer to book your doctor’s appointments. With busy schedules, different people find different methods easier.
For some, online booking is very convenient, you can make an appointment anytime without needing to wait on the phone. Others still prefer calling the clinic and speaking to a real person, especially if they have specific questions about their visit.
Your feedback helps us understand what works best for our patients and how we can improve access to care.
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40.7% I prefer booking online whenever possible
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23.4% Online booking is helpful but not essential
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32.3% I prefer calling the clinic
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3.6% I didn’t know online booking was available
TRUMP AND TRENTHAM
Years ago when Neighbourly use to be a social media discussion outlet, I wrote a few items concerning Trump and got a stopper response from some people along the lines of what has Trump got to do with Trentham, Hutt Valley, Wellington or New Zealand.
Well let's forget about past years since 2015 and concentrate on this year.
Tariffs - people in Trentham and nearby Martinborough who are connected with the wine industry got especially annoyed about having to find new markets in the world and avoid the USA with Trump having unreasonably impose higher tariffs on NZ exports. Of course an about turn cannot be done instantly and some wine exporters here took a tumble.
War - the Trump war with Iran is affecting locals enormously already. Almost everything is expected to go up in price. Our military might yet be involved and just maybe activity at the Trentham Military Camp is on the increase.
Fuel - The NZ Govt is setting itself up to keep the price of petrol and diesel down to a level below unaffordable for the average bloke and blokess. But options remain open for carless days and working from home where possible working weeks. Despite the detractors like retailers and hospitality people in Wellington, working from home will save a huge amount of vehicle fuel. Our public transport services could not cope with severe carless days.
Online Purchases and Freight - big increases in cost of goods from overseas and the cost of air and sea freight charges.
Emigration - NZ and the Wellington region are prime targets for foreigners wanting to come and live here as we are the safest country of size in the world and the world of Trump and his USA are making the world much more at risk and uncertain. Look out for a new wave of housing demand here.
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