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Thank you for using Neighbourly
Our dedicated Fire and Emergency volunteers help keep our communities safe.
So this National Volunteer Week, why not say a big thank you? Here’s how: head to our #LetsHearIt page on Neighbourly and let them know why you’re thankful for what they do.
Our Fire and Emergency New Zealand … View moreOur dedicated Fire and Emergency volunteers help keep our communities safe.
So this National Volunteer Week, why not say a big thank you? Here’s how: head to our #LetsHearIt page on Neighbourly and let them know why you’re thankful for what they do.
Our Fire and Emergency New Zealand volunteers are always standing by to help out when they’re needed. Thank you for letting them know how grateful you are for everything they do to keep us all safe.
1. BUY SMART
As they say, you make your money when you buy. It doesn’t matter how amazing your renovation is, if you have overpaid for the property, it is already eating into any potential profit. Leave your emotions at the door and use your head, not your heart, when purchasing.
2. RESEARCH
… View more1. BUY SMART
As they say, you make your money when you buy. It doesn’t matter how amazing your renovation is, if you have overpaid for the property, it is already eating into any potential profit. Leave your emotions at the door and use your head, not your heart, when purchasing.
2. RESEARCH
Research the suburb’s sales history so you know the house is at the right price and learn what you could potentially sell the property for when the renovation is complete. Once you are interested in a property, do all the due diligence required – have your lawyer go over the LIM, get a building inspection and talk to the neighbours about the area.
3. KNOW THE TAX RULES
Employ a trusted lawyer and accountant and find out what your legal and tax obligations are. The current law states if you buy a property with the intention of reselling it, or buy a home as part of your property or building business, you will have to pay tax on any profit from the sale. If you buy and sell a property within two years (this is currently under review), you’ll pay tax on any profit (with some exclusions, eg your main home is excluded). You may also have to pay tax on profit if you have a history of buying and selling properties, or if you’re associated with the property industry. For details, see ird.govt.nz/property
4. PLAN, PLAN, PLAN
You can download budget planners which detail all the costs involved in buying, renovating and selling a house. These cover purchasing costs (building inspection, lawyer, accountant), holding costs (mortgage payments, rates, insurance), renovation costs (council consents, builders, tradies, fixtures and fittings) and selling costs (agent’s fees, lawyer and accountant).
5. COUNT ON QUOTES
Get several quotes for work required and clarify the scope of work you are paying for, eg will you project manage or will the builder? Will you source each tradie or will your builder give one fixed price for the entire job? This process is time-consuming but important.
6. MAKE IT QUICK
Aim to complete the renovation and get the house back on the market as quickly as possible, so you are selling in the same market you bought in. This will protect you from any potential market downturn and ensure holding costs like mortgage repayments, rates and insurance are as low as possible. Although this renovation took longer than anticipated due to an unprecedented building boom in the area, house values were increasing at such a rapid rate that the extra costs incurred were outweighed by the increase in the property’s value.
7. EXPECT THE UNEXPECTED
Our budget ran over by about 10 percent, which is common when renovating. Other than a new joist needed in the bathroom floor, everything else was in mint condition. However, the renovation wasn’t without its lows. There was one awful moment a few days before the Readylawn was to be laid, when we found out that a large, deep trench had to be dug through the newly laid driveway and across the entire front yard. Incredibly, it was fixed within 24 hours and the drainage boys then levelled out the ground, meaning one less job for us before the lawn was laid.
The other bad experience involved a tradie who was booked to do the driveway but took my money and skipped town. That’s an extra tip – never pay before work is complete.
Can your home connect natural gas for FREE?
Head to The Gas Hub to find out and be in to WIN a central heating package.
This could be the start of a whole new level of comfort for your home.
Nature is one huge recycling mechanism, and the ‘NaturalFlow System’ works with ‘Nature’ by harnessing these forces, that have been quietly working together for thousands of years to break down and decompose waste all around us.
Positioning them in an enclosed eco-system that simulates … View moreNature is one huge recycling mechanism, and the ‘NaturalFlow System’ works with ‘Nature’ by harnessing these forces, that have been quietly working together for thousands of years to break down and decompose waste all around us.
Positioning them in an enclosed eco-system that simulates the forest floor, to treat and break down your wastewater until it is perfectly safe to be re-introduced into the environment, via the soil, and of course – ‘Nature’ does all this, for you, for FREE!
Waterflow NZ Ltd has professional Installers that cover every region of New Zealand, contact us to find out the closest one to you.
Citizens Advice Bureau Upper Hutt is fundraising with the Entertainment fundraiser this year, and we’d appreciate your continued support.
Your 2017 | 2018 Entertainment Membership is expiring on 1 June 2018. Please continue supporting our fundraising by purchasing the 2018 | 2019 Entertainment … View moreCitizens Advice Bureau Upper Hutt is fundraising with the Entertainment fundraiser this year, and we’d appreciate your continued support.
Your 2017 | 2018 Entertainment Membership is expiring on 1 June 2018. Please continue supporting our fundraising by purchasing the 2018 | 2019 Entertainment Membership from us today. Hundreds of great value offers are ready for your enjoyment, while also helping our fundraising!
www.entertainmentbook.co.nz...
Our regional parks are filled with family day- out activities, from walks to bikes rides and seeing farm animals – they’re fun and free. We want to know what activities you like best and what more we should do or provide so your family can have fun in our parks? Have your say at … View moreOur regional parks are filled with family day- out activities, from walks to bikes rides and seeing farm animals – they’re fun and free. We want to know what activities you like best and what more we should do or provide so your family can have fun in our parks? Have your say at www.surveymonkey.com...
Future proof yourself. Learn to always be thinking one step ahead so that you can thrive with change. Enrol in a Bachelor of Arts at Massey today and build the skills that employers are demanding.
This will be a night to remember.
Heralded by The Washington Post as “talent that’s off the scale”, American violinist Stefan Jackiw makes his NZSO debut with Brahms’ beloved Violin Concerto. The NZSO will perform Tchaikovsky’s thrilling Symphony No. 4 and you will get to witness the … View moreThis will be a night to remember.
Heralded by The Washington Post as “talent that’s off the scale”, American violinist Stefan Jackiw makes his NZSO debut with Brahms’ beloved Violin Concerto. The NZSO will perform Tchaikovsky’s thrilling Symphony No. 4 and you will get to witness the world Premiere of Gareth Farr’s latest composition He iwi tahi tātou. This latest composition continues our Landfall commission series which commemorate the 250th anniversary in 2019 of Captain James Cook’s arrival in New Zealand.
Sat 23 Jun 7.30pm
Michael Fowler Centre
Wellington
Your choice from the three images attached. I no longer have the Blubs so they are not included sorry
$120 - for 1 lamp
$200 - for 2 lamps
$300 - for 3 lamps
It's National Volunteer Week!
Volunteers create positive change on many fronts – human rights, faith communities, health, education, sports and recreation, social services, arts and culture, emergency services, the environment and conservation, animal welfare, and community support … View moreIt's National Volunteer Week!
Volunteers create positive change on many fronts – human rights, faith communities, health, education, sports and recreation, social services, arts and culture, emergency services, the environment and conservation, animal welfare, and community support development – the list is endless.
If you're interested in volunteering please check out the link below to find out about the different ways you can volunteer:
nationalvolunteerweek.nz...
National Volunteer Week (17 - 23 June). The NVW 2018 theme: Volunteers, The Heart of our Community – By many, the work will be completed, Mā tini, mā mano, ka rapa te whai.
#NVW2018
Wellington hospitality students could be major beneficiaries of two soon-to-be opened facilities in …
Did you know ... you can ask your doctors to fax your prescriptions to us 👍 You can also request this through 'Manage My Health' too. #faxnumber #laganspharmacy
Some of the best scents in the garden are to be found in midwinter, usually from the likes of wintersweet and daphne.
But one highly fragrant and useful-for-so-many-purposes little shrub has slipped under the radar for far too long, says our Wairarapa columnist Kerry Carman.
Our pharmacist / owner Raewyn is going on holiday to London and she's making a list ! What would you have on your list ??
For "Jet Lag" Raewyn so far found all of these items in our pharmacy .....
Snow chains, from a Subaru Legacy (I have no idea if snow chains are universal for any Vehicle!) I have no need for these, similar ones on Trade Me are going for $50, open to offers!
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